Urecol Journal. Part B: Economics and Business
Vol. 1 No. 2 (2021): August-Dec

Influence of Produck Quality, Religuisity an Promotion on Decition to Save in Islamic Bank

Rustina Dewi Werdiasih (Sekolah Tinggi Ilmu Ekonomi Muhammadiyah Cilacap, Indonesia)
Esih Jayanti (Sekolah Tinggi Ilmu Ekonomi Muhammadiyah Cilacap, Indonesia)



Article Info

Publish Date
24 Feb 2022

Abstract

Intense competition in the banking sector requires banks to always innovate in running their business. Currently, Islamic banks have to compete with conventional banks that have experience and are more stable in terms of resource capabilities, but Islamic banks have the opportunity to develop more widely because of public awareness of a sharia-compliant lifestyle. This study aims to analyze the effect of product quality, level of religiosity and promotion on customer decisions to save money in Islamic banks. This research was conducted using a survey method, collecting data with Islamic bank customers as respondents. The sampling technique is purposive sampling method. The number of samples is 100 Islamic Bank customersData analysis using t test and F test to prove the hypothesis. Based on the results of data analysis, it is found that there is no influence of product quality on the decision to deviate money in Islamic banks. The results of the study indicate that there is an influence of religiosity on the decision to save money in Islamic banks. There is a promotion effect on the decision to save money in Islamic banks. Based on these findings, Islamic banks need to improve the quality of their products to attract customers to save money in Islamic banks.

Copyrights © 2021






Journal Info

Abbrev

ujeb

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Urecol Journal. Part B: Economics and Business is a peer-reviewed journal published by Konsorsium LPPM Perguruan Tinggi Muhammadiyah Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY. This scientific journal specifically discusses the findings, new methods, and research experiences in economics ...