Samalewa: Jurnal Riset dan Kajian Manajemen
Vol. 1 No. 1 (2021): Samalewa: Jurnal Riset & Kajian Manajemen

ANALISIS IMPLEMENTASI PRODUK PEMBIAYAAN AMANAH PADA PENGADAIAN SYARIAH UNIT PASAR SEKETENG

Nining Sudiyarti (Universitas Samawa)
I Ismawati (Universitas Samawa)
Lara Okta Yusmanti (Universitas Samawa)
Wahyu Haryadi (Universitas Samawa)



Article Info

Publish Date
22 Jun 2021

Abstract

This study aims to know the implementation and factors influenced the implementation of Amanah financing products at syariah pawnshop unit of Seketeng market. Type of this study was descriptive, which is a study that aims to describe a symptom or condition without connecting or comparing with other variables. The data used was qualitative data in the form of informants’ answer related to the object of study obtained through interviews. The informants in this study consisted of key informants, namely the head of the syariah pawnshop unit of seketeng market and the main informants, namely the pawnshop employees or special customers of trust financing product with the number of informants were 5 informants. Data were analyzed using qualitative data analysis techniques of Miles and Huberman which consisted of data collection, data reduction, data presentation and conclusion/verification. The results of study showed that the implementation of amanah financing products at syariah pawnshop unit of Seketeng Market used the ijarah vomitiyah bi tamlik (IMBT) financing system, which is buying and selling activities in the form of service leases that end with transfer of ownership. The pawnshop will sell certain items to customers on credit with a guarantee, the guarantee will remain in the pawnshop during the installment payment process. The problems in implementing it was the ineffective billing process so that the installment payment process by customers did not run optimally. The solution that could be done was by optimizing the process of analyzing prospective customers prior to acceptance.

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Journal Info

Abbrev

samalewa

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Samalewa: Jurnal Riset dan Kajian Manajemen is a journal intended for lecturers, students and researchers who wish to publish the results of their research. This journal covers the scientific fields of management, including Sharia Management, Production Management, Human Resource Management, ...