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All Journal Jurnal Ekonomi Jurnal Ekonomi dan Bisnis Samalewa: Jurnal Riset dan Kajian Manajemen Jurnal Pengembangan Masyarakat Lokal
Nining Sudiyarti
Universitas Samawa
Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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PENGARUH DANA PIHAK KETIGA TERHADAP PENYALURAN KREDIT PADA PD. BPR NTB SUMBAWA TAHUN 2010-2019 U Usman; Nining Sudiyarti; Nydia Pratiwi Puji Lestari
Jurnal Ekonomi & Bisnis Vol. 9 No. 1 (2021): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

This study aims to know the effect of third party funds toward credit distribution at PD. BPR NTB Sumbawa 2010-2019. The type of this study was associative study. The data used in this study were secondary data in the form of savings, deposit and credit at PD. BPR NTB Sumbawa in 2010-2019 which was collected through the documents that were already available. The data were analyzed using statistical analysis techniques, including multiple linear regression analysis, t and F tests and the coefficient of determination (R2) test. The results of study showed that partially savings had significant effect toward credit distribution at PD. BPR NTB Sumbawa 2010-2019. It was based on the result of t-test where t-value>t-table (2.657 2.364) with significant value of 0.033 which was lower than 0.05 (0.033?0.05), then deposits did not have significant effect toward credit distribution at PD. BPR NTB Sumbawa 2010-2019, it was based on the value of t-value < t-table (1.087<2.364) with significant value of 0.313 which was higher than 0.05 (0.313>0.05). Furthermore, simultaneously that savings and deposits had effect toward credit distribution at PD. BPR NTB Sumbawa, it was based on the value of the f-value>f-table (146.436>4.46) and significant value was 0.000 which was lower than 0.05 (0.000?0.05). Then the value of the coefficient of determination (R2) was 0.977 or 97.7%. It means that the percentage effect of savings and deposits toward credit distribution at PD. BPR NTB Sumbawa in 2010-2019 was 97.7%, while the remaining of 2.3% was affected by other variables out of this study.
ANALISIS DAMPAK SOSIAL EKONOMI KEBERADAAN TAMBANG EMAS RAKYAT TERHADAP MASYARAKAT DESA LITO Nining Sudiyarti; Yayat Fitriani; J Jusparnawati
Jurnal Ekonomi & Bisnis Vol. 9 No. 2 (2021): Jurnal Ekonomi & Bisnis
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Abstract

This study aims to analyze the socio-economic impact of the existence of a people's gold mine in Lito Village. This study uses a descriptive method with a qualitative approach. Selection of informants through snowball sampling technique. The number of informants used in the study were 5 people consisting of the village head, the head of the Lito Village BPD, Lito Village community leaders, mining communities and non-mining communities. The data analysis technique uses the method developed by Miles and Hubberman. The results showed that the existence of a gold mine in Lito Village had a positive impact on increasing people's income and had a negative impact on changes in community social behavior and environmental damage, the land changed functions so that the quality of the soil became damaged and prone to collapse (landslides) so that it could affect agricultural land.
PENGARUH LITERASI KEUANGAN TERHADAP TINGKAT KESEJAHTERAAN MASYARAKAT (Studi Kasus Kecamatan Unter Iwes) Nining Sudiyarti; I Nyoman Sutama; Karina Aprilia
Jurnal Ekonomi & Bisnis Vol. 9 No. 3 (2021): Jurnal Ekonomi & Bisnis
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Abstract

This study aims to know the effect of financial literacy toward community welfare in the UnterIwes sub-district. The type of this study was quantitative. The data collection method used in this study was a questionnaire. The numbers of respondents of this study were 100 respondents. The analytical statistic tool to test the hypothesis was simple linear regression analysis with SPSS 16 and Microsoft Excel 2010. Based on the results of study and discussion to answer the hypothesis, based on the results of t-test obtained t-value> t-table (5,220 > 1,984) it means that H0 was rejected and Ha was accepted. Although the Financial Literacy variable (X) had an output coefficient of determination (R Square) of 0.218, the Financial Literacy variable (X) still had a value to effect the constant value of the Community Welfare variable (Y). So it can be concluded that there was effect between Financial Literacy and the Community Welfare.
Pengaruh Tingkat Kemandirian Fiskal Terhadap Indeks Pembangunan Manusia (IPM) Kabupaten Sumbawa Tahun 2013-2017 Nining Sudiyarti; Marisa Sutanty; A Ariyanto
Jurnal Ekonomi & Bisnis Vol. 7 No. 1 (2019): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

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Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh Kemandirian Fiskal terhadap Indeks Pembangunan Manusia (IPM) Kabupaten Sumbawa tahun 2013 – 2017. Jenis penelitian yang digunakan adalah penelitian asosiatif, yaitu penelitian yang bertujuan untuk melihat bagaimana pengaruh antara variabel bebas dengan variabel terikat. Metode pengumpulan data yang digunakan adalah metode pencatatan dokumen. Alat analisis yang digunakan dalam penelitian ini adalah Uji Regresi Linear Sederhana, Uji Statistik t (Uji-t) dan Uji Koefisien Determinasi (R2). Hasil penelitian ini menunjukkan bahwa tidak terdapat pengaruh yang signifikan antara variabel Kemandirian Fiskal (X) terhadap Indeks Pembangunan Manusia (Y), yang diketahui berdasarkan hasil uji-t dimana t-hitung < t-tabel (1,713 < 2,132). Didukung pula berdasarkan koefisien determinasi R2 bahwa diperoleh sebesar 0,494 atau sebesar 49,4 persen pengaruh variabel bebas (X) terhadap variabel terikat (Y) dan 50,6 persen disebabkan oleh variabel lain diluar jangkauan penelitian, seperti faktor tingkat pertumbuhan ekonomi yang dihitung dengan PDRB, tingkat pengangguran terbuka (TPT) dan tingkat kemiskinan.
Analisis Sektor Unggulan di Kabupaten Sumbawa Tahun 2012-2017 Nining Sudiyarti; U Usman; Andi Irawan
Jurnal Ekonomi & Bisnis Vol. 7 No. 2 (2019): Jurnal Ekonomi & Bisnis
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Abstract

Penelitian ini bertujuan untuk menentukan dan menganalisis sektor-sektor unggulan perekonomian di Kabupaten Sumbawa, yang mempunyai kompetitif dalam pertumbuhan ekonomi. Penelitian ini menggunakan data sekunder dari Produk Domestik Regional Bruto Kabupaten Sumbawa dan Provinsi Nusa Tenggara Barat (NTB) tahun 2012-2017. Untuk mengetahui sektor mana yang menjadi sektor unggulan digunakan teknik analisis Model Rasio Pertumbuhan (MRP) dan Tipologi Klassen. Hasil analisis Model Rasio Pertumbuhan (MRP) terdapat beberapa sektor yang merupakan sektor yang memiliki pertumbuhan positif di wilayah studi dan wilayah referensi, diantaranya adalah sektor Perdagangan Besar dan Eceran, Reparasi Mobil dan Sepeda Motor, dan sektor informasi dan komunikasi. Sedangkan untuk hasil tipologi klassen menunjukkan bahwa sektor ekonomi yang tergolong kedalam klasifikasi sektor yang unggul adalah sektor pertanian, kehutanan dan perikanan; sektor pengadaan listrik dan gas; sektor perdagangan besar dan eceran, reparasi, dan perawatan mobil dan sepeda motor; dan sektor jasa pendidikan. Jadi, berdasarkan hasil dari kedua alat analisis yang digunakan maka kesimpulannya adalah sektor yang merupakan sektor unggulan di Kabupaten Sumbawa adalah sektor yang menonjol dan Sektor yang maju adalah sektor pertanian, kehutanan dan perikanan; sektor perdagangan besar dan eceran, reparasi mobil dan Sepeda motor; sektor pengadaan listrik dan gas; dan sektor jasa pendidikan.
Pengaruh Dana KUR Terhadap Pendapatan Usaha Mikro Kecil Menengah di Desa Pukat Kecamatan Utan Kabupaten Sumbawa Nining Sudiyarti; Vivin Fitryani; Neti Ayustina
Jurnal Ekonomi & Bisnis Vol. 7 No. 3 (2019): Jurnal Ekonomi & Bisnis
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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kredit usaha rakyat (KUR) terhadap pendapatan Pengusaha usaha mikro kecil menengah di Desa Pukat Kecamatan Utan Kabupaten Sumbawa. Jenis penelitian ini adalah penelitian asosiatif. Data penelitian diperoleh langsung dari sumber primer melalui teknik wawancara kepada pelaku usaha mikro kecil menengah di Desa Pukat yang berjumlah 27 orang. Data yang telah terkumpul dianalisis menggunakan teknik pengujian t statistic dan determinasi (R2). Hasil analisis menunjukkan bahwa kredit usaha rakyat (KUR) berpengaruh terhadap pendapatan usaha mikro kecil menengah (UMKM) di Desa Pukat Kecamatan Utan Kabupaten Sumbawa dengan nilai thitung lebih besar dari pada ttable (9,088 > 1,708). Sedangkan nilai koefisien determinasi (R2) diperoleh sebesar 0,768. Artinya sebesar 76,8% perubahan variabel pendapatan usaha mikro kecil menengah (UMKM) di Desa Pukat dipengaruhi oleh kredit usaha rakyat (KUR), sedangkan sisanya sebesar 23,2% perubahan variabel pendapatan usaha mikro kecil menengah (UMKM) di Desa Pukat dipengaruhi oleh variabel lain diluar penelitian.
ANALISIS PENERAPAN PRINSIP GOOD GOVERNMENT GOVERNANCE DALAM PENGELOLAAN KEUANGAN DESA DI DESA POTO KECAMATAN MOYO HILIR Razi Apriansyah Mustaram; Nining Sudiyarti; Zuhra Kumala
Jurnal Ekonomi & Bisnis Vol. 8 No. 1 (2020): Jurnal Ekonomi & Bisnis
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Abstract

The purpose of this study was to know the implementation of the principles of good government in village financial management in Poto Village, Moyo Hilir District in 2019. Type of this study was descriptive research. The data used was qualitative obtained directly from the source through interviews and observation. The informants in this study consisted of the government and some community leaders. The sampling technique used was purposive sampling. Technique to analysis data was used qualitative Miles and Huberman which consisted of data collection, data presentation and drawing conclusions. The results of study showed that of 9 principles of good government governance, there were 5 principles that had been applied, namely the principle of law enforcement, care to community, oriented towards consensus, effective and efficient and fairness. Meanwhile, 4 other principles had been implemented but not yet fully, including the principles of community participation, transparency, responsibility and accountability. The results of the discussion showed that not all principles of good government governance can be implemented in village financial management in the Poto Village government, Moyo Hilir Sub-District.
PENGARUH TINGKAT PENDIDIKAN TERHADAP JUMLAH PENDUDUK MISKIN DI KABUPATEN SUMBAWA BARAT TAHUN 2015-2019 K Kamaruddin; Nining Sudiyarti; Yuni Kurnilawan; Rosyidah Rachman
Jurnal Ekonomi & Bisnis Vol. 8 No. 2 (2020): Jurnal Ekonomi & Bisnis
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Abstract

This study aims to determine the effect of the level of education on the number of poor people in West Sumbawa District. The variables in this study are the level of education as the independent variable and the number of poor people as the dependent variable. Data collection is obtained by documentation, observation, and literature study. Data were analyzed by calculating simple linear regression, statistical t test and coefficient of determination test (R2). The education level is divided into 3 levels, namely basic school, middle school and higher school. The results showed that the level of basic school had an effect on the number of poor people by 16.8%, the level of middle school had an effect on the number of poor people by 73.1%, The level of higher school had an effect on the number of poor people in West Sumbawa District by 48.3%.
DETERMINAN PENDAPATAN PEDAGANG KULINER DI PANTAI JEMPOL KABUPATEN SUMBAWA Nining Sudiyarti; S Suprianto; Novi Kadewi Sumbawati; Virda Dwi Nopianti
Jurnal Ekonomi & Bisnis Vol. 8 No. 2 (2020): Jurnal Ekonomi & Bisnis
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Abstract

Traders' income can be affected by many factors. In this study using two factors, namely capital and the number of work hours. This study aims to know the influence of the capital factor and the number of work hours toward the income of culinary traders in Jempol Beach, Sumbawa district. The type of research used in this study was associative with quantitative data. The data in this study was primary that have obtained through structured interviews. This study was conducted at Jempol Beach, Sumbawa district, with a population of 30 traders. The sample in this study were 30 respondents who were taken through saturated sampling technique (census). The variables used include capital (X1), number of hours worked (X2), and income (Y). The data analysis used was multiple linear regression (OLS) with a significance level of 5%.The results of study showed that partially the variable of capital (X1) had a significant effect toward the income of culinary traders in Jempol Beach, Sumbawa district, while the variable of number of working hours (X2) had no significant effect toward the income of culinary traders in Jempol Beach, Sumbawa district. Furthermore, the variables of capital and the number of working hours together have a significant effect toward the income of culinary traders in Jempol Beach, Sumbawa Regency, the influence of it was 61.6% while the remaining was 38.4% (100% -61.6%) was explained by other variables.
ANALISIS KUALITAS PRODUK DAN KUALITAS PELAYANAN TERHADAP KEPUASAN PELANGGAN (Studi Pada Pedagang Ikan di Pasar Kerato) Wahyu Haryadi; Nining Sudiyarti; Egi Kurniawan; I Ismawati; Rosyidah Rachman
Jurnal Ekonomi & Bisnis Vol. 8 No. 3 (2020): Jurnal Ekonomi & Bisnis
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Abstract

This study aims to determine the effect of product quality (X1) and service quality (X2) on customer satisfaction of fishmongers in Kerato Market (Y), either partially or simultaneously. This research is associative research, which aims to analyze the influence or relationship between two or among more variables. The data in this research is quantitative in the form of respondents' responses that are collected by distributing a questionnaire. The respondents in this study were 30 customers in Kerato market who selected by accidental sampling. Data analysis performed multiple linear regression analysis techniques, partial hypothesis testing (t- test), simultaneous hypothesis testing (F-test) and determination coefficient test (R2). The findings of this study indicate that both product and service quality affect on customer satisfaction of fishmongers in Kerato market, either partially or simultaneously. The t-count of each variable of product quality and service quality are 2,226 and 2,491, which is greater than the t- table at ? = 5%, which is 2,051. While the F-count value of the test result is 17,438, which is greater than the F-table value at ? = 5%, which is 3,35. The ability of the variable product quality and service quality in explaining the variation of changes in the customer satisfaction variable of fishmongers in Kerato market is 42,6% while the rest 57,4% can be explained by other variables outside the scope of this study.
Co-Authors A Ariyanto Abdul Rahim Ainun Mardiah Andi Irawan Andi Saputra Asmini Bagas Irwansyah Bambang Darmansyah Binar Dwiyanto Pamungkas Della Delia Febriani Deni Septiadi Diah Fidayanti Dinda Fuji Rahayu Egi Kurniawan Fani Fatona H Hadiatullah H Hamdani I Ismawati I Nyoman Sutama Ieke Wulan Ayu Ika Fitriyani J Jusparnawati Jihan Faradila K Kamaruddin K Kurniawansyah Karina Aprilia Lara Okta Yusmanti Marisa Sutanty Muhammad Yamin Nadila Oktavia Neti Ayustina Novi Kadewi Sumbawati Nydia Pratiwi Puji Lestari Razi Apriansyah Mustaram Reka Wahyu Larazanty Rizka Wulansari Rosyidah Rachman S Suprianto S Syafruddin Subhan Purwadinata Surya Doni Atman Syaifuddin Iskandar U Usman Virda Dwi Nopianti Vivin Fitryani Wahyu Haryadi Winda Pratiwi Yayat Fitriani Yuni Kurnilawan Zuhra Kumala