Aghniya: Jurnal Ekonomi Islam
Vol 4, No 1 (2022): AGHNIYA: Jurnal Ekonomi Islam

Implementasi Produk Pembiayaan Kredit Usaha Rakyat (KUR) Mikro Pada PT. Bank Syariah Indonesia Kantor Cabang Pembantu Binjai Sudirman

Nurhaliza Nurhaliza (Unknown)
Ahmad Sanusi Lukman (Unknown)
Sri Wahyuni Hasibuan (Unknown)



Article Info

Publish Date
28 Jul 2022

Abstract

The research aims to find out the criteria for customers who receive Sharia Micro KUR financing products at PT. BSI KCP Binjai Sudirman, and the implementation of Kur Mikro Syariah products at PT. BSI KCP Binjai Sudirman. This type of research is a qualitative type. The results showed that the Murabahah contract mechanism in financing products starts from completing the requirements in the murabahah bank BSI KCP Binjai Sudirman financing application application, which consists of the terms of the individual financing application and the terms of the application for legal entity / business entity financing. The stages of the financing process flow start from initiation, data collection, financing evaluation, financing decisions, and financing contracts. In analyzing the feasibility of financing KUR BSI KCP Binjai Sudirman, referring to the principles of 5C analysis which include; character, capacity, capital, condition of economy and collateral.

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Journal Info

Abbrev

AGHNIYA

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

Manuscripts published in the Aghniya: Jurnal Ekonomi Islam includes the results of scientific research original articles scientific reviews that are new. Aghniya: Jurnal Ekonomi Islam is a media publication manuscript that contains the results of the Field Research applying peer-reviewed. Aghniya: ...