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All Journal Aghniya: Jurnal Ekonomi Islam Al-Ulum: Jurnal Pendidikan Islam
Ahmad Sanusi Lukman
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Religion Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Other

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Implementasi Produk Pembiayaan Kredit Usaha Rakyat (KUR) Mikro Pada PT. Bank Syariah Indonesia Kantor Cabang Pembantu Binjai Sudirman Nurhaliza Nurhaliza; Ahmad Sanusi Lukman; Sri Wahyuni Hasibuan
AGHNIYA : Jurnal Ekonomi Islam Vol 4, No 1 (2022): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v4i1.11142

Abstract

The research aims to find out the criteria for customers who receive Sharia Micro KUR financing products at PT. BSI KCP Binjai Sudirman, and the implementation of Kur Mikro Syariah products at PT. BSI KCP Binjai Sudirman. This type of research is a qualitative type. The results showed that the Murabahah contract mechanism in financing products starts from completing the requirements in the murabahah bank BSI KCP Binjai Sudirman financing application application, which consists of the terms of the individual financing application and the terms of the application for legal entity / business entity financing. The stages of the financing process flow start from initiation, data collection, financing evaluation, financing decisions, and financing contracts. In analyzing the feasibility of financing KUR BSI KCP Binjai Sudirman, referring to the principles of 5C analysis which include; character, capacity, capital, condition of economy and collateral.
Implementasi Kompetensi Kepribadian Guru Pendidikan Agama Islam Dalam Pembentukan Karakter Toleransi Beragama Siswa Di SMA Swasta Sri Langkat Tanjung Pura Siti Nadhrah; Ahmad Sanusi Lukman; Diani Syahfitri
Al-Ulum: Jurnal Pendidikan Islam Vol 3, No 2 (2022)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-ulum.v3i2.298

Abstract

The purpose of this study was to find out how the implementation of the personality competencies of Islamic religious education teachers in the formation of students' tolerance character at the Sri Langkat Tanjung Pura Private High School. The research approach uses a qualitative approach with a descriptive method. Data was collected by observation, interviews, and documentation. The results showed that Islamic religious education teachers at Sri Langkat Private High Schools had quite good personalities. The personality competencies that must be possessed by an Islamic Religious Education teacher are having a disciplined personality, an honest and fair personality, having commendable character, being a role model, having a stable personality, and having an authoritative personality. The condition of the religious tolerance character of students at Sri Langkat Private High School can be said to be quite good. Students make friends with friends of different religions and there has never been a religious conflict at the school. There are two factors that influence the formation of the character of religious tolerance of students at the Sri Langkat Tanjung Pura Private High School, namely internal and external factors. Where external factors are from the students themselves, namely being able to control emotionally on themselves and also external factors where the student's living environment greatly influences the formation of the character of religious tolerance which includes the school environment, family and society.
Co-Authors Diani Syahfitri Nurhaliza Nurhaliza Siti Nadhrah Sri Wahyuni Hasibuan