AFRE Accounting Financial Review
Vol 5, No 2 (2022): July 2022

Determinan Kinerja UMKM: Fintech Lending, Modal Usaha dan Orientasi Pasar

Agnes Febriyani (Satya Wacana Christian University Jl. Diponegoro 52-60 Salatiga 50711 Salatiga, Central Java)
Maria Rio Rita (Satya Wacana Christian University Jl. Diponegoro 52-60 Salatiga 50711 Salatiga, Central Java)

Article Info

Publish Date
20 Jul 2022

Abstract

The purpose of this research is to analyze the effect of fintech lending, venture capital, market orientation on MSME performance. In business performance, MSME owners still have problems using fintech lending, limited capital and market orientation knowledge. However, the existence of fintech lending can facilitate sales transactions and can provide capital easily. There are 250 SMEs registered in Kupang Village, then through the sample collection method using purposive sampling and obtained 50 manufacturing SMEs. The analytical technique used in this research is multiple linear regression. The results of this study indicate that business capital and market orientation have a positive influence on the performance of MSMEs. Fintech lending has no effect on the performance of MSMEs.DOI: https://doi.org/10.26905/afr.v5i2.7761

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Journal Info
AFRE Accounting Financial Review
Website

Abbrev

afr

Publisher

Universitas Merdeka Malang

Subject

Economics, Econometrics & Finance

Description

Accounting and Financial Review (AFRe), is a publication of Graduate School Program, University of Merdeka Malang. The journal is an article published continuously which is intended not only as a place to share ideas, study, and analysis but also as an information channel to improve and develop ...