Jurnal Ekonomi
Vol. 11 No. 03 (2022): Jurnal Ekonomi, 2022 Periode Desember

THE IMPACT OF FUNDING RISK ON RISK TAKING COMMERCIAL BANKS IN INDONESIA

Kharis Raharjo (Program Studi Akuntansi, Universitas Pandanaran)
Rita Andini (Program Studi Akuntansi, Universitas Pandanaran)
Dwi Retna Sulistyawati (UNISNU Jepara)



Article Info

Publish Date
20 Nov 2022

Abstract

This study aims to determine the impact of funding liquidity risk and profitability on the risk taking of commercial banks in Indonesia. Sampling using purposive sampling technique on the financial statements. The population of this research is 45 banks. The dependent variable in this study is bank risk taking. The independent variables in this study are funding liquidity risk, profitability, liquidity risk, size, efficiency, credit risk, and asset growth. This study uses descriptive statistical analysis and panel data regression analysis. The results of this study find that profitability and credit risk affect bank risk taking, while the variables of funding liquidity risk, liquidity risk, size, efficiency and asset growth have no effect on bank risk taking.

Copyrights © 2022






Journal Info

Abbrev

Ekonomi

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi [p. ISSNĀ 2301-6280, e. ISSNĀ 2721-9879] is a peer-reviewed journal published Half times a year (June, and December) by SEAN Institute. Jurnal Ekonomi is intended to be the journal for publishing articles reporting the results of economics research. Jurnal Ekonomi invites manuscripts ...