Jurnal Ekonomi
Vol. 11 No. 03 (2022): Jurnal Ekonomi, 2022 Periode Desember

FINANCIAL LITERACY CAPABILITIES IN INCREASING FINANCIAL INCLUSION THROUGH SHARIA FINTECH

Koko Bustami (Indonesian National Islamic University)
Muhammad Saifrizal (Indonesian National Islamic University)



Article Info

Publish Date
28 Nov 2022

Abstract

Studies on financial literacy in increasing financial inclusion and the use of sharia financial technology in banking make it easier for customers to plan financial goals. The purpose of this study is to determine the ability of financial literacy to increase the understanding and use of sharia financial technology and the ability of financial literacy to increase financial inclusion and the ability of sharia financial technology to increase financial inclusion. Using quantitative methods with SEM analysis. The resultit was found that the ability of financial literacy has an effect on sharia financial technology with an estimated value of 1.038 (103.8%), a significant 0.000. The same results were also found in the ability of financial literacy to influence financial inclusion with an estimated value of 0.633 (63%), a significant 0.000. However, the financial capability of Islamic technology has no effect on financial inclusion with an estimated value of 0.055 (5.5%), a significant 0.576.Financial literacy helps economic development in dealing with economic complexity and instability. Financial well-being and financial literacy are two important factors in determining an individual's quality of life

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Journal Info

Abbrev

Ekonomi

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi [p. ISSNĀ 2301-6280, e. ISSNĀ 2721-9879] is a peer-reviewed journal published Half times a year (June, and December) by SEAN Institute. Jurnal Ekonomi is intended to be the journal for publishing articles reporting the results of economics research. Jurnal Ekonomi invites manuscripts ...