Mutanaqishah: Journal of Islamic Banking
Vol. 1 No. 1 (2021): June 2021

Profitability of Islamic Microfinance in Indonesia: Does the Type of Financing Matter?

Chitra Yuliashri Katili (Fakultas Ekonomi dan Bisnis Islam, IAIN Sultan Amai Gorontalo)
Rifadli D. Kadir (Fakultas Ekonomi dan Bisnis Islam, IAIN Sultan Amai Gorontalo, Indonesia)



Article Info

Publish Date
01 Jun 2021

Abstract

This study aims to examine the effect of Inflation Variables, CAR, NPF, Murabahah Financing, Mudharabah Financing, and Musyarakah Financing on the Profitability of Sharia BPRs in Indonesia. This study uses time series data from 2016-2020. The data is processed using the Error Correction Model (ECM). This study concludes that Murabahah Financing Variables have a significant influence and other variables, namely Inflation, CAR, NPF, Mudharabah Financing and Musyarakah Financing have no effect on the Profitability of Sharia BPRs in Indonesia. Thus, the type of financing affects the profitability of Sharia BPR in Indonesia

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Journal Info

Abbrev

mut

Publisher

Subject

Economics, Econometrics & Finance

Description

Mutanaqishah: Journal of Islamic Banking published in online, published by Department of Islamic Banking, Faculty of Islamic Economics and Business, IAIN Sultan Amai Gorontalo. Mutanaqishah contains the results of field research and library research or the results of thoughts about banking and ...