Journal of Management and Islamic Finance
Vol. 2 No. 2 (2022): Journal of Management and Islamic Finance

ANALYSIS OF FINANCIAL INCLUSION THROUGH FINTECH INNOVATION

Ramadhani Puspita Sari (Universitas Muhammadiyah Surakarta)
Imronudin (Universitas Muhammadiyah Surakarta)



Article Info

Publish Date
31 Dec 2022

Abstract

This study aims to explain the intention in using mobile money through the application of the Unified Theory of Acceptance and Use of Technology 2 (UTAUT 2) model. This research was conducted throughout the Solo Raya community. The number of samples in this study were 100 respondents. The data collection method used non-probability sampling with purposive sampling in which the researcher determines sampling by providing specific criteria. The research data was obtained through a survey method with a questionnaire technique. The analytical tool used to test the hypothesis was path analysis with the help of SmartPLS 3.0. The results show that the variable performance expectations, effort expectations, social influence, hedonic motivation, and facility conditions have no significant effect on the intention to use mobile money. Price value and habit variables have a positive and significant effect on the intention in using mobile money.

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Journal Info

Abbrev

jmif

Publisher

Subject

Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

Description

Journal of Management and Islamic Finance (JMIF) openly welcomes scholar, postgraduate students, and practitioners to submit their best research articles that correspond to the topics. This journal covers textual and empirical, as well as classical and contemporary researchers on Islam. Papers are ...