Journal of Management and Bussines (JOMB)
Vol 4 No 2 (2022): Journal of Management and Bussines (JOMB)

Faktor yang Mempengaruhi Minat Menabung Pelajar SMAK

Maxymillianus Leo (UPN Veteran Jatim)
Muhadjir Anwar (Unknown)



Article Info

Publish Date
28 Dec 2022

Abstract

This study aims to determine the factors that influence the interest in saving in SMAK Garum Seminary students, Blitar Regency. This research method is quantitative, this research is explanatory research. The population used in this study were students of SMAK Seminary Garum, Blitar Regency. The data analysis technique used in this research is PLS-SEMM using SmartPLS 3 for Windows 10 V3.2. and Microsoft Excel 2016. The results show that the financial literacy variable (X1) on the interest in saving (Y) has a path coefficients value of 0.842, and a P value of 0.000 < α = 0.05; b) the financial literacy variable (X1) on saving attitudes has a path coefficients value of 0.273, and a P value of 0.012 <α = 0.05; c) the subjective norm variable (X2) on the saving attitude variable (X3) has a path coefficients value of 0.473, and a P value of 0.000 < α = 0.05; d) the subjective norm variable (X2) on the interest in saving variable (Y) has a path coefficients value of -0.108, and a P value of 0.197 > α = 0.05; f) the saving attitude variable (X3) on the interest in saving (Y) has a path coefficients value of 0.207, and a P value of 0.011 < α = 0.05. In conclusion, financial literacy, saving attitudes, and subjective norms influence the intention to save. Keywords: Financial Literacy, Interest in Saving, Subjective Norm, Saving Attitude

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Journal Info

Abbrev

JOMB

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Subject

Description

Journal of Management and Bussines (JOMB) focus dan scopenya meliputi; Manajemen Keuangan, Manajemen Pemasaran, Manajemen Sumber Daya Manusia, Manajemen Operasional, Manajemen Sistem Informasi, Manajemen Pajak dan, Administrasi ...