Analisis Nisbah dan Angsuran Terhadap Pembiayaan Kredit Usaha Rakyat (KUR) di BriSyariah KCP Genteng Banyuwangi

Nur Anim Jauhariyah (Institut Agama Islam Darussalam Banyuwangi)
Ahmad Saiful Amin (Institut Agama Islam Darussalam Banyuwangi)

Jurnal Perbankan Syariah Darussalam (JPSDa)
Vol. 1 No. 1 (2021): Januari 2021

This study uses a quantitative approach by determining the research sample using data collection techniques obtained from the number of respondents 24 customers. The independent variables of this study are Nisbah (X1) and Installments (X2), while the dependent variable (Y) is Financing using micro small business credit products (KUR) iB. The analysis tool uses multiple regression with the help of SPSS software.The results of the study 1) Significantly the ratio (X1) has an effect on the financing (Y) of the people's business credit (KUR) micro and small iB products; 2) Significantly the installment (X2) has no effect on the financing (Y) of the people's business credit (KUR), micro and small iB; 3) Simultaneously, the ratio (X1) and installments (X2) have a significant effect on the financing (Y) of the iB micro and small business credit (KUR) product at BRISyariah KCP Genteng, Banyuwangi Regency.