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All Journal Jurnal Perbankan Syariah Darussalam (JPSDa)
Ahmad Saiful Amin
Institut Agama Islam Darussalam Banyuwangi
Economics, Econometrics & Finance

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Analisis Nisbah dan Angsuran Terhadap Pembiayaan Kredit Usaha Rakyat (KUR) di BriSyariah KCP Genteng Banyuwangi Nur Anim Jauhariyah; Ahmad Saiful Amin
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 1 No. 1 (2021): Januari 2021
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (530.103 KB) | DOI: 10.30739/jpsda.v1i1.781

Abstract

This study uses a quantitative approach by determining the research sample using data collection techniques obtained from the number of respondents 24 customers. The independent variables of this study are Nisbah (X1) and Installments (X2), while the dependent variable (Y) is Financing using micro small business credit products (KUR) iB. The analysis tool uses multiple regression with the help of SPSS software.The results of the study 1) Significantly the ratio (X1) has an effect on the financing (Y) of the people's business credit (KUR) micro and small iB products; 2) Significantly the installment (X2) has no effect on the financing (Y) of the people's business credit (KUR), micro and small iB; 3) Simultaneously, the ratio (X1) and installments (X2) have a significant effect on the financing (Y) of the iB micro and small business credit (KUR) product at BRISyariah KCP Genteng, Banyuwangi Regency.
Co-Authors Nur Anim Jauhariyah