Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah
Vol 2, No 2 (2022)

ANALISIS PENERAPAN MANAJEMEN RISIKO PADA PERUSAHAAN PEMBIAYAAN SYARIAH

Silviana Dewi (IAIN Pekalongan)
Arinda Deviana (IAIN Pekalongan)
Almira Nur Laili (IAIN Pekalongan)
Rinda Asytuti (IAIN Pekalongan)



Article Info

Publish Date
26 Dec 2022

Abstract

The business world recognizes that leasing can be used as an alternative financing, especially in the delivery of capital goods or other equipment. Finance or leasing companies are the priority chosen by the community as credit to obtain assets. Today, Islamic and conventional finance companies pay less attention to the principle of prudence in dealing with financing risks. With easy terms for making credit flows, finance companies face the risk of bad debts. This research method uses a library research approach that comes from credible journals and authoritative news stories. In this method the author tries to give a real picture of the financing risks that occur. The results of the study indicate that financing is a gift in the form of money which is carried out on the basis of mutual agreement by both parties between the owner of capital and the recipient of capital on the condition that the return of financing is carried out periodically within the time specified in accordance with the agreement. Financing risk management is risk management that focuses on risks that can be managed using financial instruments. Keywords: Management; Risk; Financing

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Journal Info

Abbrev

al-qashdu

Publisher

Subject

Economics, Econometrics & Finance

Description

Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah merupakan jurnal ilmiah yang dikelola dan diterbitkan oleh Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Ternate. Jurnal ini memuat karya tulis ilmiah hasil penelitian yang dilakukan oleh akademisi, peneliti dan praktisi di bidang ...