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All Journal Jurnal Ilmiah Al-Tsarwah Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah
Arinda Deviana
IAIN Pekalongan
Economics, Econometrics & Finance

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THE ROLE OF THE MARKET IN IMPROVING THE COMMUNITY ECONOMY ACCORDING TO THE ISLAMIC ECONOMIC PERSPECTIVE (CASE STUDY OF THE SENGGOL KURIPAN MARKET IN INDONESIA) Arinda Deviana
Jurnal Ilmiah Al-Tsarwah : ilmu ekonomi dan keuangan (konvensional dan syariah) Vol 4, No 2 (2021)
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/al-tsarwah.v4i2.2014

Abstract

A market is a place that has rules set up for the exchange of property rights and the exchange of goods between producers and consumer. Islam emphasizes that the market must stand on the principle of perfect competition. However, that does not mean that freedom is absolute. but freedom is wrapped in the frame of shari'ah. The market mechanism in Islam is the existence of market freedom in determining prices. Prices depend on the market. However, Islam does not adhere to the principle of a free market price. Islamic economics views that the market, state, and individual are in balance (iqtishad). The market is guaranteed freedom in Islam. The free market determines the methods of production and prices, there should be no disturbance that results in the destruction of the market balance.                                                                                                   Keywords : Mechanism, Market, Islam
ANALISIS PENERAPAN MANAJEMEN RISIKO PADA PERUSAHAAN PEMBIAYAAN SYARIAH Silviana Dewi; Arinda Deviana; Almira Nur Laili; Rinda Asytuti
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 2, No 2 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v2i2.661

Abstract

The business world recognizes that leasing can be used as an alternative financing, especially in the delivery of capital goods or other equipment. Finance or leasing companies are the priority chosen by the community as credit to obtain assets. Today, Islamic and conventional finance companies pay less attention to the principle of prudence in dealing with financing risks. With easy terms for making credit flows, finance companies face the risk of bad debts. This research method uses a library research approach that comes from credible journals and authoritative news stories. In this method the author tries to give a real picture of the financing risks that occur. The results of the study indicate that financing is a gift in the form of money which is carried out on the basis of mutual agreement by both parties between the owner of capital and the recipient of capital on the condition that the return of financing is carried out periodically within the time specified in accordance with the agreement. Financing risk management is risk management that focuses on risks that can be managed using financial instruments. Keywords: Management; Risk; Financing
Co-Authors Almira Nur Laili Silviana Dewi