Jurnal Ekonomi
Vol. 12 No. 01 (2023): Jurnal Ekonomi, 2023 Periode Januari - Maret

ANALYSIS OF THE EFFECT OF FINANCIAL LITERACY, FINANCIAL TECHNOLOGY, AND INCOME ON FINANCIAL BEHAVIOR

Fitri Yesica Sabrina Panjaitan (Faculty of Economics and Business, National University)
Kumba Digdowiseiso (Faculty of Economics and Business, National University)



Article Info

Publish Date
12 Jan 2023

Abstract

The purpose of this study was to determine the effect of financial literacy on financial technology and income on financial behavior (Case Study of a Lecturer in the Faculty of Economics and Business at a Private University in Jakarta). This type of research is quantitative research in which the research subject is a lecturer at the Faculty of Economics and Business (FEB) of a private university in Jakarta. While the object of research is financial behavior which is influenced by financial literacy, Financial Technology, and income. With the sample size taken as many as 40 respondents. The results of this analysis show that financial literacy has a significant influence on financial behavior. So it can be concluded that financial literacy has a positive and significant impact on financial behavior. Financial Technology has a significant influence on financial behavior. So it can be concluded that financial technology has a positive and significant influence on financial behavior. Income has a significant influence on financial behavior. So it can be concluded that income has a positive and significant influence on financial behavior.

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Journal Info

Abbrev

Ekonomi

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi [p. ISSNĀ 2301-6280, e. ISSNĀ 2721-9879] is a peer-reviewed journal published Half times a year (June, and December) by SEAN Institute. Jurnal Ekonomi is intended to be the journal for publishing articles reporting the results of economics research. Jurnal Ekonomi invites manuscripts ...