Bayan lin-Naas : Jurnal Dakwah Islam
Vol 5, No 1 (2021)

ANALISIS KONSTRUKSI SHARIAH COMPLIANCE PADA PEMBIAYAAN MURABAHAH UNIT JASA KEUANGAN SYARIAH (UJKS) ANNUQAYAH

Holilur Rahman (Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep, Indonesia)



Article Info

Publish Date
17 Jun 2021

Abstract

Shariah compliance is an indicator that differentiates Islamic banking from conventional banking. Based on the results of Chapra and Ahmad's research, it proves that shariah compliance has an effect on customer interest. This study uses a qualitative method with a type of field research that uses analytical descriptive. Data collection techniques include observation, interviews, and documentation. The results of the study show that: (1) There are two kinds of indicators of shariah compliance, namely: first, administrative indicators which contain: 1. Contracts, 2. Standard Operating Procedures (SOP), 3. Financial reports, 4. Shariah Opinion, 5. Marketing. Second, the principle indicators which include: 1. Free of Riba, 2. Free of maisir, 3. Free of gharar. (2) the evaluation of the construction of shariah compliance on UJKS Anuqayah murabahah financing generally meets shariah compliance. However, UJKS Anuqayah does not complete the shariah opinion indicator.

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Journal Info

Abbrev

bayan-linnaas

Publisher

Subject

Religion Humanities Education Social Sciences Other

Description

Bayan lin Naas: Jurnal Dakwah Islam is a scientific publication that efforts to facilitate academic articles and scholarly writings of a number studies in empirical research in the field of Dakwa and Communication. Bayan lin Naas is open to academics, students, researchers, and practitioners who are ...