Journal on Education
Vol 5 No 3 (2023): Journal on Education: Volume 5 Nomor 3 Tahun 2023

Financing Customer Default Risk Control System at BMT Amanah Ummah Surabaya

Abdul Majid Toyyibi (STAI Al Fithrah)
Amelia Ningsih (STAI Al Fithrah)
Faisol Lurrohman (STAI Al Fithrah)



Article Info

Publish Date
13 Feb 2023

Abstract

An Islamic financial institution such as BMT Amanah Ummah hopes for soundness in financing its customers, but the running of financing activities certainly emphasizes that technical rules must be implemented so that default problems will occur so that risk control is the main thing for BMT analysts. The purpose of this study is to determine the BMT risk control system in the occurrence of the risk of default on financing customers. While this research is a type of field research which then uses qualitative research as its approach. In order to get credible results, the researchers carried out data collection techniques, data analysis to the validity of the data. The results of his research are that an BMT Amanah Ummah analyst puts forward the precautionary principle as initial control because it is the main basic part that must be considered besides also having to review based on the character of the customer.

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Journal Info

Abbrev

joe

Publisher

Subject

Education

Description

Journal On Education is a journal that publishes articles related to research (Case Study, Qualitative, Quantitative, Action Research), or development in the field of education such as early education, basic education, secondary education, out-of-school education, higher education, assessment in ...