Sanskara Hukum dan HAM
Vol. 1 No. 01 (2022): Sanskara Hukum dan HAM (SHH)

Analisis Yuridis Keabsahan Perjanjian Pinjaman Online Fintech Dalam Upaya Mengurangi Resiko Pinjaman Online

Yudi Nurul Anwar (Universitas Nusa Putra)



Article Info

Publish Date
31 Aug 2022

Abstract

Various the coviience provided in using credit online does not include immediately provide benefits to the debtor. Determination of interest rates does not havea clear reference often incurs interest expense with an amount of large to the debtor. For this reason, it is interesting to do more research more about the validity of online credit agreements from the perspective of The Civil Code ad effort to reduce the rik of online loans. The research carried out I ormative legal research with the following materials, primary law which cosist of laws and all regulations related to object tudy. Ecodary legal material and tertiary legal materials in the form of books law, legal dictionaries relevant to the topic in this study. Based on the results of the esearch conducted, it can e understood that credit agreements made online from the perspective of the Civil Code is a valid agreement because it fulfill and does not conflict with the legal elements of an agreement contained in Pasal 132 Civil Code. Legal protection provided in the credit agreement online basically refer to Pasal 1365 of The Civil Code regarding acts against the law. Administrative sanctions are also applied as an effort legal protection for ay fitech that does not register with OJK.

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Journal Info

Abbrev

shh

Publisher

Subject

Law, Crime, Criminology & Criminal Justice

Description

Fokus: Sanskara Hukum dan HAM merupakan jurnal yang membahas topik-topik terkait hukum dan hak asasi manusia (HAM) di Indonesia dan Asia Tenggara. Jurnal ini mempublikasikan artikel-artikel berkualitas yang berisi analisis kritis, pemikiran inovatif, dan hasil penelitian terbaru dalam bidang hukum ...