E-JRM
e Jrm Vol. 8 No. 15 Agustus 2019

ANALISIS METODE CAMELS SEBAGAI ALAT UKUR EFEKTIVITAS KINERJA KEUANGAN PERBANKAN SYARIAH

Maulidatun Nikmah (Unknown)
Jeni Susyanti (Unknown)
Achmad Agus Priyono (Unknown)



Article Info

Publish Date
31 Jul 2019

Abstract

ABSTRACT            The purpose of this research is to analyze the financial performance of Islamic banking using the CAMELS method. This research is classified as quantitative research. Documentation is used by researchers as a data collection technique. The data used in this research is secondary data. The population and sample in this study were 9 Islamic banking companies registered at Bank Indonesia.            The variables used in the CAMELS method are CAR (Capital Adequacy Ratio), NPL (Non Performing Loan), NPM (Net Profit Margin), ROA (Return On Asset), BOPO (Operating Expenses and Operating Income), LDR (Loan Deposit Ratio) , and IER (Interest Expense Ratio). Testing the data in this study using discriminant analysis.            The results of this study note that the variables that prove to be the most dominant in distinguishing the status of the bank's health are BOPO variables. While the variables CAR, NPL, NPM, ROA, LDR, and IER are smaller than BOPO. BOPO has a more important meaning for other variables in forming a discriminant function.Keywords: CAMELS Method, Bank Health, and Discriminant Analysis

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Journal Info

Abbrev

jrm

Publisher

Subject

Economics, Econometrics & Finance

Description

E-JRM : Elektronik Jurnal Riset Manajemen merupakan salah satu jurnal publikasi ilmiah yang diterbitkan oleh Fakultas Ekonomi Dan Bisnis , Universitas Islam Malang dengan nomor ISSN 2302-6200 yang memiliki fokus keilmuan pada bidang Manajemen Keuangan, Manajemen Pemasaran, Manajemen Sumber Daya ...