Journal Of World Science
Vol. 2 No. 2 (2023): Journal of World Science

Risk Management Implementation of Conventional Bank Profitability Using the Ceo's Power as a Moderator Variable During the Covid-19 Pandemic

Sasongko, Seno (Unknown)
Aisyah F. Pulungan, Nur (Unknown)



Article Info

Publish Date
28 Feb 2023

Abstract

This study aims to examine the effect of risk management implementation on profitability of conventional commercial banks with CEO tenure as moderator variable during the covid-19 pandemic. This research is included in the hypothesis testing study. All banking companies listed on the Indonesia Stock Exchange (IDX) during the 2020-2021 period are the population in this research. The sampling method was carried out by purposive sampling. F-count obtained the number 128.114 with a probability number of 0,000. This probability number is less than 0.05, so it can be said that the model is fit or appropriate and can be used to estimate profitability; in other words, it can be stated that NPL, NIM, LDR, BOPO, CEOTENURE *NPL, CEOTENURE*NIM, CEOTENURE*LDR, CEOTENURE*BOPO together -same effect simultaneously on profitability (ROA). NPL has a positive effect and its value is not significant to the ROA of conventional commercial banks. NIM has a positive influence and a significant value on the ROA of conventional commercial banks. LDR has a negative and insignificant effect on the ROA of conventional commercial banks. BOPO has a negative and significant impact on conventional commercial bank ROA. CEO Tenure cannot moderator the effect of NPL on the ROA of conventional commercial banks. CEO Tenure can moderator NIM's influence on conventional commercial banks' ROA. CEO Tenure cannot moderator LDR's effect on conventional commercial banks' ROA. CEO Tenure can moderator the influence of BOPO on the ROA of conventional commercial banks.

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Journal Info

Abbrev

jws

Publisher

Subject

Computer Science & IT Economics, Econometrics & Finance Engineering Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Journal Of World Science is a scientific journal in the form of research and can be accessed openly. This journal is published monthly by CV Riviera Publishing. Journal of World Science provides a means for ongoing discussion of relevant issues that fall within the focus and scope of the journal ...