Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF)
Vol. 3 No. 1 (2023): Indonesian Journal of Economy, Business, Entrepreneuship and Finance

FAKTOR-FAKTOR YANG MEMPENGARUHI NON PERFORMING LOAN DIMODERASI OLEH INFLASI: FACTORS INFLUENCING NON PERFORMING LOAN MODERATED BY INFLATION RATE

Danelia Eka Anisyana (Universitas Negeri Jakarta)
Suherman Suherman (Universitas Negeri Jakarta)
Destria Kurnianti (Universitas Negeri Jakarta)



Article Info

Publish Date
03 Apr 2023

Abstract

This study aims to determine the factors influencing non performing loan moderated by inflation rate. Case studies on conventional commercial banks that were listed on the IDX in 2015-2019. This study uses secondary data in the form of financial statements and annual reports. The sampling method used in this study is purposive sampling method. The data analysis technique used in this study is moderated regression analysis. The classical assumption test entails normality, multicollinearity, heteroscedasticity, and autocorrelation tests. While the hypothesis testing entails t-test and coefficient determination test. Data analysis used E-views 12 software. The result showed: LDR and CAR did not significantly influence NPL in a negative direction, NIM had a negative and significant effect on NPL and inflation did not moderate the relationship between LDR, CAR, and NIM on NPL

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Journal Info

Abbrev

home

Publisher

Subject

Economics, Econometrics & Finance

Description

Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) is a peer-refereed open-access National journal which has been established for the dissemination of state-of-the-art knowledge in the field of Economy. Starting from 2021, IJEBEF would be published Three times in a year. ...