Al-Maqashid: Journal of Economics and Islamic Business
Vol 3 No 1 (2023): Al Maqashid : Jurnal Ekonomi dan Bisnis Islam

Etika Bisnis Islam dalam Transaksi Keuangan Menggunakan Aplikasi Mobile Banking/M-Banking

Tito Nur Mustika (INSUD Lamongan)



Article Info

Publish Date
29 Apr 2023

Abstract

Technology is developing very rapidly so that it encourages Muslims to also adapt to the latest technology. One of them is non-cash or cashless payment financial transactions. Mobile-Banking is a service that makes it easier for customers or users to make non-cash transactions via smartphones. With services that can be accessed 24 hours and supported by an internet network, customers get convenience and comfort in financial transactions anywhere and anytime by using M-Banking application. In this way, Muslims are expected to be able to avoid debt or delay paying in a transaction and remain in Islamic business ethics. So, in carrying out its business, customers dosen’t need to worry. The Ijarah principle is the principle used by M-Banking application. Thus, banks may charge service fees/fees/Ujrah to account owners for the use of M-Banking services. In terms of transactions, M-Banking may be used for business transactions in which both the substances and systems and procedures for obtaining profits are not prohibited by Islamic teachings.

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Journal Info

Abbrev

Maqashid

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal ini dikelola oleh Program Studi Ekonomi Syariah Fakultas Ekonomi Bisnis Islam dan diterbitkan oleh Lembaga Penelitian dan Pengabdian Masyarakat Institut Pesantren Sunan Drajat Lamongan. Jurnal ini mempublikasikan artikel penelitian kualitatif dan kuantitatif yang mencakup bidang ekonomi dan ...