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Etika Bisnis Islam dalam Transaksi Keuangan Menggunakan Aplikasi Mobile Banking/M-Banking Tito Nur Mustika
Al-Maqashid: Journal of Economics and Islamic Business Vol 3 No 1 (2023): Al Maqashid : Jurnal Ekonomi dan Bisnis Islam
Publisher : Program Studi Ekonomi Syariah dengan Lembaga Penelitian dan Pengabdian Masyarakat (LP2M) Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/al-maqashid.v3i1.733

Abstract

Technology is developing very rapidly so that it encourages Muslims to also adapt to the latest technology. One of them is non-cash or cashless payment financial transactions. Mobile-Banking is a service that makes it easier for customers or users to make non-cash transactions via smartphones. With services that can be accessed 24 hours and supported by an internet network, customers get convenience and comfort in financial transactions anywhere and anytime by using M-Banking application. In this way, Muslims are expected to be able to avoid debt or delay paying in a transaction and remain in Islamic business ethics. So, in carrying out its business, customers dosen’t need to worry. The Ijarah principle is the principle used by M-Banking application. Thus, banks may charge service fees/fees/Ujrah to account owners for the use of M-Banking services. In terms of transactions, M-Banking may be used for business transactions in which both the substances and systems and procedures for obtaining profits are not prohibited by Islamic teachings.
ETIKA BISNIS ISLAM DALAM TRANSAKSI KEUANGAN MENGGUNAKAN APLIKASI MOBILE BANKING/ M - BANKING Tito Nur Mustika
Al-Maqashid: Journal of Economics and Islamic Business Vol. 3 No. 1 (2023): April : Al Maqashid : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/maqashid.v3i1.272

Abstract

Teknologi berkembang sangat pesat sehingga mendorong umat islam juga ikut beradaptasi mengikuti teknologi yang terkini. Salah satunya yaitu transaksi keuangan pembayaran non tunai atau cashless. Mobile - Banking adalah suatu layanan yang mempermudah nasabah atau pengguna dalam melakukan transaksi no n tunai melalui Smartphone. Dengan layanan yang dapat diakses 24 Jam dan didukung jaringan internet, maka nasabah mendapat kemudahan dan kenyamanan dalam bertransaksi keuangan dimanapun dan kapanpun dengan menggunakan aplikasi M - Banking. Dengan begitu pula , umat islam diharapkan dapat menghindari hutang atau penundaan bayar dalam suatu transaksi dan tetap dalam etika bisnis islam. Sehingga, dalam melaksanakan bisnisnya, nasabah tidak perlu ada kekhawatiran. Prinsip Ijarah adalah prinsip yang dipakai oleh ap likasi M - Banking. Sehingga, bank boleh mengenakan biaya jasa/ fee / Ujrah kepada Pemilik rekening atas pemanfaatan jasa dan layanan M - Banking. Dalam segi transaksi, M - Banking boleh dipakai untuk transaksi bisnis yang baik zat maupun sistem dan prosedur per olehan keuntungannya tidak dilarang oleh ajaran agama Islam .
Efektivitas Model Pembelajaran Open-Ended dan Make A Match dengan Menggunakan Teori Belajar Konstruktivistik terhadap Prestasi Belajar Siswa Tito Nur Mustika; Winda Aprin Ningtyas
Ummul Qura Jurnal Institut Pesantren Sunan Drajat (INSUD) Lamongan Vol. 18 No. 2 (2023): Ummul Qura : Jurnal Ilmiah Institut Pesantren Sunan Drajat (INSUD) Lamongan
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/uq.v18i2.639

Abstract

Learning activities at school are important activities for students, especially learning activities that are held in the classroom. Learning activities between teachers and students must be established in harmonious interactions and relationships, so that in learning activities in the classroom there is a conducive and active atmosphere. This study used three classes, namely Experiment I class (Open-Ended), Experiment II class (Make A Match) and Control class (Descriptive/Exposure). Before giving the treatment, firstly take the value data for the initial data to match the three classes. For initial data analysis, a normality test was calculated with the Liliefors test, homogeneity test with the Bartlett test, and the average comfort test using one-way Anava. After giving the treatment and evaluation tests, the final data analysis calculations were carried out to test the research hypothesis. For the final analysis, it was carried out as the initial analysis plus the t test. The research results for hypothesis 1, there is a difference in the average learning achievement between experimental class I, II and control. For hypothesis 2, the learning achievement of the experimental class I is better than the control class. For hypothesis 3, the learning achievement of experimental class II is better than the control class. For hypothesis 4, there is no difference in learning achievement between experimental class I and experimental class II. So, learning using the Open-Ended model and the Make A Match learning model on Logarithmic Mathematics material is better than the Descriptive/Exposure learning model
Pendampingan dan Sosialisasi Pembuatan Lapak Online Berbasis Digital Marketing untuk Meningkatan Pendapatan Pedagang Pasar Sunan Drajat Lamongan Setyowati, Suci Yongki; Ismiasih, Novi; Mustika, Tito Nur
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 1 No 2 (2023): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/oppotunity.v1i2.709

Abstract

Sunan Drajat Lamongan Traditional Market is a market with a relatively large number of traders. This market provides various kinds of needs, from household needs, typical Lamongan souvenirs, and etc. However, along with the rapid development of technology, some traders are experiencing difficulties due to the proliferation of online markets circulating in the trading world. Traders stated that now the profit they get is not what it used to be. This is because consumers prefer to shop through digital marking(online markets). Therefore, the team of lecturers at the Sunan Drajat Islamic Boarding School Institute held socialization and assistance in the digital marketing sector, especially the creation of online stalls for Sunan Drajat Lamongan market traders. This activity aims to help traders compete in this digital marketing era. Apart from that, this activity also helps traders to improve and expand the marketing reach of their products through creating online stalls. From this activity, 10 traders have received socialization and assistance regarding creating online shop and how to operate them. In the monitoring carried out, the activity of creating online shop was apparently able to increase the income of traders. Within 2 weeks after the operation of the online shop that had been created, majority traders stated that they received additional income from buyers' orders through the online shop. This is in line with the aim of holding this activity.
Penyuluhan Metode Pembayaran QRIS/Scan QR Code pada Pelaku UMKM di Desa Banjarwati Kec. Paciran Tito Nur Mustika; Setyowati, Suci Yongki; Ismiasih, Novi
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 1 No 2 (2023): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/oppotunity.v1i2.712

Abstract

Cash payments using currency, especially banknote, are often used in buying and selling transactions. Sometimes paying for banknote makes the seller confused about finding change, if the nominal value of the banknote is too large compared to the price of the item. Business actors must also increase their vigilance against the rise of counterfeit banknote. With the QRIS (Quick Response Code Indonesian Standard) payment method, it is hoped that business actors will not have to be confused about looking for change or worry about counterfeit money being widely circulated. There are many benefits of QRIS, such as increasing sales, practical, efficient, safe in transactions, increasing business popularity. Therefore, the service team provides outreach to business actors. The counseling aims to introduce and explain the importance of having QRIS. The team used communicative and interview methods. Business people are very enthusiastic about having QRIS after the team gave a presentation about the QRIS payment method.
Analisis Self Confidence pada Pembelajaran Matematika Siswa Madrasah Aliyah Ismiasih, Novi; Mustika, Tito Nur
Edu Journal Innovation in Learning and Education Vol. 2 No. 2 (2024): Edu Journal in Learning and Education
Publisher : Fakultas Tarbiyah Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/edu.v2i2.1277

Abstract

Students are often afraid of failing and making mistakes, this fear triggers students' low self-confidence. Confidence or self confidence is an important aspect of a person's personality. Self confidence is a part that students must have in order to be able to carry out mathematics learning well. Students who have self confidence in studying mathematics will get maximum results, because self confidence plays an important role in student academic achievement. This research uses qualitative with descriptive type. The research subjects were 23 class XII students majoring in languages. The instrument in this research was a non-test instrument, namely a mathematical self confidence questionnaire consisting of 12 statements. The results showed that (1) 79.02% believed in their own abilities, (2) 52.9% acted independently in making decisions (3) 65.8% had a positive self-concept, (4) 82.76% were brave express an opinion. Meanwhile, the average percentage of all indicators is 70.12% who have good self-confidence and 29.88% lack self-confidence in learning mathematics.    
Mengkaji Asal ½ dari Rumus Luas Segitiga dalam Pemaparan oleh Guru kepada Siswa Mustika, Tito Nur; Ismiasih, Novi
Ummul Qura Jurnal Institut Pesantren Sunan Drajat (INSUD) Lamongan Vol. 9 No. 1 (2025): Jurnal Ilmiah Institut Pesantren Sunan Drajat (INSUD) Lamongan
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/uq.v9i1.1678

Abstract

The area of a triangle is a basic concept in geometry that has wide applications in various fields, ranging from pure mathematics to applied sciences such as engineering and architecture. An understanding of how to calculate the area of a triangle is essential for solving various problems involving area measurement and calculation. The basic formula for calculating the area of a triangle is half the product of the base and the height (½ × base × height). The teacher's teaching of the proof of the triangle area formula at school, there are some things that create ambiguity in the explanation. Usually the teacher in explaining the origin of ½ of the triangle area formula starts from a square or rectangle that is divided on its diagonal plane, then makes ½ part of the square or rectangle area only. Whereas it can come from other rectangular or quadrilateral planes, which include: square, rectangle, parallelogram, kite, rhombus, trapezium. The formation of ½ in the triangle area formula comes from the ratio equation of total angles and area between triangles and quadrilaterals. So, with the concept ratio equation of total angles and area between triangles and quadrilaterals, students can understand that all quadrilateral flat shapes can be used to find the triangle area formula
SOSIALISASI PENJUALAN ONLINE DITINJAU DARI HUKUM JUAL BELI ISLAM TERHADAP PEGIAT UMKM Ismiasih, Novi; Mustika, Tito Nur; Setyowati, Suci Yongki
Mafaza : Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2024): Mafaza : Jurnal Pengabdian Masyarakat
Publisher : Mafaza : Jurnal Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32665/mafaza.v4i1.2798

Abstract

Online buying and selling is a new phenomenon occurring in society. This buying and selling activity uses the Internet without having to meet the seller and buyer in person. With the existence of online buying and selling, it turns out that there are still some people, especially UMKM business actors, who do not know the laws of Islamic online buying and selling. Seeing this problem, the researcher provided socialization about online sales in terms of Islamic buying and selling law. Buying and selling online according to scholars and fatwa institutions justifies buying and selling online but must still pay attention to the legal principles of buying and selling in Islam. This service was carried out on October 28 2023 using the face-to-face method directly to UMKM actors. The results of this service received a good response from the community, especially UMKM business actors. Through this service, UMKM business actors become aware of Islamic laws regarding online buying and selling because this service provides additional insight into knowing the prohibitions and principles of online buying and selling.
Pendampingan dan Sosialisasi Pembuatan Lapak Online Berbasis Digital Marketing untuk Meningkatan Pendapatan Pedagang Pasar Sunan Drajat Lamongan Setyowati, Suci Yongki; Ismiasih, Novi; Mustika, Tito Nur
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 1 No 2 (2023): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/oppotunity.v1i2.709

Abstract

Sunan Drajat Lamongan Traditional Market is a market with a relatively large number of traders. This market provides various kinds of needs, from household needs, typical Lamongan souvenirs, and etc. However, along with the rapid development of technology, some traders are experiencing difficulties due to the proliferation of online markets circulating in the trading world. Traders stated that now the profit they get is not what it used to be. This is because consumers prefer to shop through digital marking(online markets). Therefore, the team of lecturers at the Sunan Drajat Islamic Boarding School Institute held socialization and assistance in the digital marketing sector, especially the creation of online stalls for Sunan Drajat Lamongan market traders. This activity aims to help traders compete in this digital marketing era. Apart from that, this activity also helps traders to improve and expand the marketing reach of their products through creating online stalls. From this activity, 10 traders have received socialization and assistance regarding creating online shop and how to operate them. In the monitoring carried out, the activity of creating online shop was apparently able to increase the income of traders. Within 2 weeks after the operation of the online shop that had been created, majority traders stated that they received additional income from buyers' orders through the online shop. This is in line with the aim of holding this activity.
Penyuluhan Metode Pembayaran QRIS/Scan QR Code pada Pelaku UMKM di Desa Banjarwati Kec. Paciran Tito Nur Mustika; Setyowati, Suci Yongki; Ismiasih, Novi
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 1 No 2 (2023): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/oppotunity.v1i2.712

Abstract

Cash payments using currency, especially banknote, are often used in buying and selling transactions. Sometimes paying for banknote makes the seller confused about finding change, if the nominal value of the banknote is too large compared to the price of the item. Business actors must also increase their vigilance against the rise of counterfeit banknote. With the QRIS (Quick Response Code Indonesian Standard) payment method, it is hoped that business actors will not have to be confused about looking for change or worry about counterfeit money being widely circulated. There are many benefits of QRIS, such as increasing sales, practical, efficient, safe in transactions, increasing business popularity. Therefore, the service team provides outreach to business actors. The counseling aims to introduce and explain the importance of having QRIS. The team used communicative and interview methods. Business people are very enthusiastic about having QRIS after the team gave a presentation about the QRIS payment method.