Banque Syar'i : Jurnal llmiah Perbankan Syariah
Vol. 7 No. 2 (2021): Juli - Desember 2021

Analisis Faktor-faktor yang Mempengaruhi Pembiayaan Syariah pada Sektor Manufaktur di Indonesia NESIA

Heri Sudarsono (Universitas Islam Indonesia)
Muhammad Hafidz Prasetyo (Unknown)



Article Info

Publish Date
30 Apr 2023

Abstract

This study aims to analyze the factors that influence Islamic bank financing in the manufacturing sector (manufacturing industry). Then the internal factors consist of CAR, DPK, NPF, FDR, ROA, BOPO. While the external factors consist of INFLATION and BI_RATE. This research uses ARDL regression analysis technique. The data used in this study are data per month from 2015-2019. And the data obtained comes from reports from the Financial Services Authority (OJK), the Central Bureau of Statistics (BPS), as well as reports from Bank Indonesia (BI). The object of this research is Islamic Commercial Banks in Indonesia. The method of analysis used in this study is regression with the Autoregressive Distributed Lag (ARDL) model. The ARDL model was chosen because by using the ARDL method, it was able to see the influence of the Y variable. The data processing used Eviews 10. From the data processing, it was found that the variables CAR, FDR, and INF did not significantly influence the manufacturing sector. And the variables of DPK, NPF, ROA, BI_RATE, and BOPO have a significant effect on the manufacturing sector. The main contribution in this study is to identify and examine Islamic bank financing to the manufacturing sector in depth.

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Journal Info

Abbrev

bs

Publisher

Subject

Economics, Econometrics & Finance

Description

Banque Syar’i : Jurnal Ilmiah Perbankan Syari'ah, diterbitkan enam bulan sekali oleh Jurusan Perbankan Syariah pada Fakultas Ekonomi dan Bisnis Islam, UIN Sultan Maulana Hasanuddin Banten, berdasarkan pada Keputusan Rektor Nomor In.10/F.II/HK.00.5/841/2015 Tanggal 21 April 2015. Pertama ...