<![CDATA[Financial inclusion is the availability of financial public service products according to the needs and possibilities of the financial public. The development of digital technology has affected many industries, including the financial sector. One of the most popular technology-based financial services is digital payments. This financial technology is expected to increase financial inclusion. The purpose of this writing is to obtain information about the impact of financial literacy on financial inclusion, using the digital student payment service Shopee Pay as a research object. The data used in this study are primary data obtained by distributing questionnaires to management students at Muhammadiyah University of Palopo. The method of analysis is simple regression using SPSS2020. This study shows that the literacy variable has a significant effect on financial inclusion Keywords: financial literacy, financial inclusion]]>
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