IMPROVING FINANCIAL TRANSPARENCY AND ACCOUNTABILITY OF BUMDES THROUGH A SAVINGS AND LOAN INFORMATION SYSTEM

Mekar Meilisa Amalia (Universitas Dharmawangsa)
Fithriah Napu (Prodi Manajemen, Universitas Muhammadiyah Kendari)
Kraugusteeliana Kraugusteeliana (S1 Sistem Informasi, Universitas Pembangunan Nasional Veteran Jakarta)
Nasruddin Khalil Harahap (Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Ilmu Hukum , UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan)
Muhammad Nordiansyah (Prodi Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Lambung Mangkurat (ULM) Banjarmasin)

Jurnal Ekonomi
Vol. 12 No. 02 (2023): Jurnal Ekonomi, Perode April - Juni 2023

Improving the financial transparency and accountability of BUMDES via a savings and loan information system is a crucial step in advancing the village economy. In the face of constraints on financial management, financial transparency and accountability are essential components of BUMDES's financial management. This research seeks to analyze financial management issues at BUMDEs so that a savings and loan information system can be developed to assist in overcoming administrative issues such as lengthy processing times and reporting difficulties. The research findings, based on an analysis of user needs, reveal a number of system features, such as managing user data, borrower data, saving and borrowing data, transaction processes, and the ability to generate financial reports in the form of graphs and reports that can aid BUMDEs in the financial management of village funds. The research aims to increase transparency, community participation, and stakeholder confidence in BUMDEs, as well as contribute to the village's sustainable economic development.