Responsibility of the Default Debtor in the Implementation of the Credit Agreement and Settlement

Susinta Yasin (Fakultas Hukum, Universitas Negeri Gorontalo)
Wen Almoravid Dungga (Fakultas Hukum, Universitas Negeri Gorontalo)
Julius T Mandjo (Fakultas Hukum, Universitas Negeri Gorontalo)

Estudiante Law Journal
VOL. 4 NO. 3 OKTOBER 2022

This article discusses the provision of credit provided by banks, one of which is at the Telaga Unit BRI bank with a building guarantee. Where at the Telaga Unit BRI bank in providing credit previously preceded by an agreement. To enter into an agreement, the borrower (customer) must have collateral. Without collateral, a customer cannot obtain a loan because collateral is one of the requirements for the customer to enter into a loan agreement. There is a close relationship between the lender and the guarantee. To guarantee repayment of credit from the debtor.