Asian Journal of Applied Business and Management (AJABM)
Vol. 2 No. 2 (2023): May, 2023

Analysis of Non-Performing Loans at Permata Bank for the 2008-2022 Period

Novan Ananda Ramadhan (Fakultas Ekonomi, Universitas Negeri Medan)
Parningotan Sjiabat (Fakultas Ekonomi, Universitas Negeri Medan)
Souza Al-Gibrani Nerva (Fakultas Ekonomi, Universitas Negeri Medan)
Teguh Fachri Fahros (Fakultas Ekonomi, Universitas Negeri Medan)

Article Info

Publish Date
31 May 2023

Abstract

The purpose of this study is to analyze trends & factors based on credit info system data on the NPL report at Bank Permata in 2008-2022. NPL fluctuated, increasing during the 2008-09 crisis. Economic downturn, high rates, & defaults are major contributors. Corporate loans affected by the crisis; consumer loans during the pandemic. The bank implemented measures: loan restructuring, risk management. Hence the need to improve credit decisions & risk management for a healthy portfolio.

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Journal Info
Asian Journal of Applied Business and Management (AJABM)
Website

Abbrev

ajabm

Publisher

PT FORMOSA CENDEKIA GLOBAL

Subject

Decision Sciences, Operations Research & Management

Description

Asian Journal of Applied Business and Management (AJABM) is a double-blind peer-reviewed, open-access journal published by Formosa Publisher. AJABM aims to provide an international outlet for research publication and scholarship on management and business-orientated themes and topics. With ...