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All Journal Asian Journal of Applied Business and Management (AJABM)
Teguh Fachri Fahros
Fakultas Ekonomi, Universitas Negeri Medan
Decision Sciences, Operations Research & Management

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Analysis of Non-Performing Loans at Permata Bank for the 2008-2022 Period Novan Ananda Ramadhan; Parningotan Sjiabat; Souza Al-Gibrani Nerva; Teguh Fachri Fahros
Asian Journal of Applied Business and Management Vol. 2 No. 2 (2023): May, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajabm.v2i2.4041

Abstract

The purpose of this study is to analyze trends & factors based on credit info system data on the NPL report at Bank Permata in 2008-2022. NPL fluctuated, increasing during the 2008-09 crisis. Economic downturn, high rates, & defaults are major contributors. Corporate loans affected by the crisis; consumer loans during the pandemic. The bank implemented measures: loan restructuring, risk management. Hence the need to improve credit decisions & risk management for a healthy portfolio.
Co-Authors Novan Ananda Ramadhan Parningotan Sjiabat Souza Al-Gibrani Nerva