JURNAL ALAMIAH
Vol 3 No 01 (2022): Januari 2022

IMPLEMENTASI AKAD IJARAH DI BANK MUAMALAT BOGOR

Zahid Mubarok (Sekolah Tinggi Dakwah Islam Bogor)



Article Info

Publish Date
01 Jan 2022

Abstract

Ijarah contracts are contracts that are widely used in Islamic banking, this is because the fee (ujrah) on ijarah contracts is a solution for interest in conventional banking. Almost all Islamic banks in Indonesia apply this contract, including Bank Muamalah Indonesia. How is the implementation of the ijarah contract at Bank Mumalah Indonesia? This study uses a qualitative approach with data obtained directly from the Bogor branch office. Observations and interviews as well as document studies were carried out to obtain a valid description of the object of research.This research shows that the ijarah contract at Bank Muamalah Indonesia is applied in the form of service products, especially in financing and other household services that are very much needed by the community. The ujrah (fee) charged to customers is generated from negotiations with the bank. Most customers are satisfied with this contract because they avoid transactions that contain usury.

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Journal Info

Abbrev

MES

Publisher

Subject

Religion Economics, Econometrics & Finance Education

Description

Jurnal alamiah merupakan Jurnal Penelitian Program Studi Megister Ekonomi Syariah Institut Agama Islam Sahid yang upaya untuk mempromosikan ilmu ekonomi dan keuangan Islam kepada dunia, Pendiriannya bertujuan untuk menjadi jurnal ilmiah bereputasi internasional yang dimaksudkan sebagai tempat yang ...