Business Innovation and Entrepreneurship Journal
Vol 5 No 1 (2023): Business Innovation and Entrepreneurship Journal (February)

The Role of Shopeepay Use in Improving Financial Inclusion by Using A Unified Theory of Acceptance an Use of Technology Model 2 (UTAUT 2)

Ainun Siti Fathonah (Universitas Garut)
Irfan Nabhani (Universitas Garut)
Hilmi Aulawi (Universitas Garut)



Article Info

Publish Date
08 Jun 2023

Abstract

This study aims to determine the role of the use of ShopeePay in increasing the Financial Inclusion of active ShopeePay users in Garut Regency, West Java, using the Unified Theory of Acceptance and Use of Technology 2 (UTAUT 2) approach. The research method used is a quantitative method, with a descriptive approach. The sampling technique used was purposive sampling. The hypothesis testing technique uses SEM-PLS with the SmartPLS 3.0 application, namely by conducting an Assessment of The Measurement Model which consists of a Convergent Validity test, a Discriminant Validity test, and a Reliability test, as well as an Assessment of the Structural Model) which consists of R-Square Analysis (R2), Q2 Analysis, Analysis of Direct Effects and Analysis of Indirect Effects. The results of testing the hypothesis show that: 1) Social Influence, Facilitating Conditions, Hedonic Motivation, and Price Value variables have a significant effect on Behavioral Intention to Use, 2) Facilitating Conditions, Hedonic Motivation, and Behavioral Intention to Use variables have an effect on Financial Inclusion, and 3) Influence, Facilitating Conditions, Hedonic Motivation, and Price Value have an indirect effect on Financial Inclusion through Behavioral Intention to Use as an intervening/mediation variable.

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Journal Info

Abbrev

BIEJ

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

Description

Business Innovation and Entrepreneurship Journal peer-reviewed and published four times a year in May, August, November and February. This journal is managed by the Faculty of Entrepreneurship at Universitas Garut - Indonesia. The paper is an original script and has a research base on management, ...