<![CDATA[Current technological developments provide convenience to the community, one of which is in debt through online loan applications. However, this has led to a change in the behavior of people who like to make loans without thinking about the risks involved. This study aims to describe risk-taking behavior in peer-to-peer lending fintech users. This type of research uses descriptive quantitative methods. The sample used in this study amounted to 160 subjects of peer-to-peer lending fintech users. Accidental sampling techniques were used in this study. The method used is a descriptive analysis method and data collection using a risktaking behavior scale with a reliability coefficient value of 0.923 with a total item of 25 and is declared valid in each variable. Based on analysis through research data software tools on the description of risktaking behavior in peer-to-peer lending / p2p fintech users, it was concluded that peer-to-peer lending / p2p fintech users were in the low risktaking behavior category of 60.6%, medium criteria of 35%, and high criteria of 4.4%. This means that the risk-taking behavior raised by the subjects of peer-to-peer lending fintech users in this study is quite low whereas behavior that contains risk leads individuals to the negative possibility they will receive is low.]]>
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