Analysis on Problematic Financing

Maria Lusiana Yulianti (Universitas Winaya Mukti)
Yuliana Yuliana (Universitas Madako)
Dedy Suryadi (STIEB Perdana Mandiri Purwakarta)
Andiena Nindya Putri (ITB stikom Bali)
Syamsu Rijal (Universitas Negeri Makassar)

Journal of Management and Social Sciences
Vol. 2 No. 3 (2023): August : Journal of Management and Social Sciences

This study explores the funding issue of PT. N usa BPR Cianjur in anticipation of a financial disaster. This study adopts a descriptive qualitative research style and relies on interviews and other primary and secondary data sources. The results of the analysis show that problematic financing at PT. N usa BPR Cianjur includes incorrect or money-shortening financing. Every financial organisation that offers funding aspires to keep problems at bay, but they frequently arise. In order to avoid losses when dealing with problematic financing, a financing settlement strategy must be established. Financing issues can be resolved by rearranging, rescheduling, and upgrading.