Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Vol 14 No 1 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah

ANALISIS PENGARUH KUALITAS PEMBIAYAAN TERHADAP MINAT NASABAH GRIYA IB HASANAH

Nita Nugraeni Rivai (Fakultas Agama Islam, Universitas Islam 45)
Fajri Ryan (Fakultas Agama Islam, Universitas Islam 45)
Siti Mardiah (Fakultas Agama Islam, Universitas Islam 45)



Article Info

Publish Date
30 Jun 2023

Abstract

Financing Quality is the risk associated with the bank's condition, and customer compliance with financing obligations to pay yields, repay, and return financing to the bank determines the quality of bank financing. The method used is multiple linear regression research (quantitative); this study uses an online questionnaire with a sample of 53 customers to analyze data. By carrying out research instruments using validity tests, reliability tests, multiple regression tests, classical assumption tests, hypothesis tests (f-test and t-test) and the coefficient of determination (r). The results of this study stated that the simultaneous test, namely Price, service seven promotions significantly positively affected Griya Ib Hasanah customer interest (H1) was accepted, Price, namely the second hypothesis (H2) was rejected, did not significantly affect Griya Ib Hasanah customer interest taken from SPSS data 26. The third hypothesis (H3), namely, service received, significantly affects the interest of Griya IB Hasanah customers. Finally, the promotion of the fourth hypothesis (H4) is accepted, significantly influencing the interest of Griya Ib Hasanah customers, which in the statistical test Prob is 0.038 < α = 0.05.

Copyrights © 2023






Journal Info

Abbrev

maslahah

Publisher

Subject

Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Other

Description

FOKUS Maslahah : Jurnal Hukum Islam dan Perbankan Syariah menekankan kajian hukum Islam dan Perbankan Syariah di negara-negara Islam pada umumnya dan khususnya di Indonesia dengan menekankan teori-teori hukum Islam dan praktiknya di dunia Islam yang berkembang melalui publikasi artikel dan resensi ...