Jurnal Sistem Informasi
Vol. 9 No. 2 (2013): Jurnal Sistem Informasi (Journal of Information System)

AN IT2FS MODEL FOR SHARIA CREDIT SCORING: ANALYSIS & DESIGN

Galih Kurniawan Sidik (Department of Computer Science, Bogor Agricultural Institute)
Taufik Djatna (Department of Computer Science, Bogor Agricultural Institute)
Agus Buono (Department of Computer Science, Bogor Agricultural Institute)



Article Info

Publish Date
08 Apr 2014

Abstract

Credit scoring system is a classic problem which is still interesting to study. There are many studies on credit scoring. But, most of them only discuss feasibility analysis. In fact, credit scoring system should accommodate all processes from feasibility analysis until the end of contract. This study is aimed to analyze and design scoring of default status and fines computation processes in Islamic bank. BPMN 2.0 was used to model their processes. Beside that, this study proposed new mechanisms and algorithms using Interval Type-2 Fuzzy Sets for maintaining Sharia rules and fairness guarantee. The results showed that the new methods offer more fair and comply to sharia than existing methods.

Copyrights © 2013






Journal Info

Abbrev

jsi

Publisher

Subject

Computer Science & IT

Description

Jurnal Sistem Informasi (Journal of Information System) aims to provide scientific literatures specifically on studies of applied research in information systems (IS)/information technology (IT) and public review of the development of theory, method and applied sciences related to the subject. The ...