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Galih Kurniawan Sidik
Department of Computer Science, Bogor Agricultural Institute
Computer Science & IT

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AN IT2FS MODEL FOR SHARIA CREDIT SCORING: ANALYSIS & DESIGN Galih Kurniawan Sidik; Taufik Djatna; Agus Buono
Jurnal Sistem Informasi Vol. 9 No. 2 (2013): Jurnal Sistem Informasi (Journal of Information System)
Publisher : Faculty of Computer Science Universitas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (267.186 KB) | DOI: 10.21609/jsi.v9i2.352

Abstract

Credit scoring system is a classic problem which is still interesting to study. There are many studies on credit scoring. But, most of them only discuss feasibility analysis. In fact, credit scoring system should accommodate all processes from feasibility analysis until the end of contract. This study is aimed to analyze and design scoring of default status and fines computation processes in Islamic bank. BPMN 2.0 was used to model their processes. Beside that, this study proposed new mechanisms and algorithms using Interval Type-2 Fuzzy Sets for maintaining Sharia rules and fairness guarantee. The results showed that the new methods offer more fair and comply to sharia than existing methods.
Co-Authors Agus Buono Taufik Djatna