<![CDATA[The study that the researchers conducted aims to test and analyze the impact of BOPO, Capital Adequacy Ratio, Firm Size, and Loan Deposit Ratio on profitability. The study was conducted on 29 commercial banks listed on the IDX during 2019-2021. The research method applied was multiple regression analysis using Statistical Product and Service Solution for Windows released 22 (SPSS 26.0). The sample was selected through purposive sampling technique. The T test results show that all variables used simultaneously have significance on bank profitability. Similarly, the results shown by the F test. From results of this research, several variables that can affect the increase in income both internally and externally banking needs to be considered and managed properly. Banking performance is crucial so that it is also necessary to pay attention to the planning, management and provision of critical and competent human resources in order to achieve the objectives of the banking itself.]]>
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