Jurnal Scientia
Vol. 12 No. 03 (2023): Education, Sosial science and Planning technique, 2023 (June-August)

THE IMPACT OF FINANCIAL TECHNOLOGY ON TRANSACTIONAL KNOWLEDGE ACQUISITION AMONG GENERATION Z

Asry Ady Bakri (Prodi Akuntansi, Universitas Muslim Indonesia Makassar)
Dwi Atmojo WP (Perbanas Institute)
Muammar Khaddafi (Universitas Malikussaleh,)
Iwan Henri Kusnadi (Universitas Subang)
Yoseb Boari (Universitas Ottow Geissler Papua)



Article Info

Publish Date
16 Aug 2023

Abstract

This study seeks to investigate the impact of Financial Technology on Generation Z's transactional knowledge and usage, as well as their preferences for using e-wallet applications. Using Google Form, 26 respondents of various ages and genders participated in an online survey to capture data on transactional knowledge and FinTech utilization. The results of the analysis indicate that Generation Z has a solid grasp of Financial Technology, particularly as it pertains to e-wallet applications. The majority of respondents demonstrated a practical understanding of non-cash transactions, but there is still room for improvement in their comprehension of financial concepts. E-wallets are also widely adopted, with the majority of respondents using applications such as Dana, Qris, Ovo, Shopeepay, and Gopay for a variety of transactions, including purchases and fund transfers. However, some respondents continue to rely on cash transactions. Therefore, more comprehensive financial education programs, cybersecurity and privacy awareness campaigns, and the development of more intuitive e-wallet app interfaces are suggested. With the implementation of these recommendations, Generation Z can be better prepared for evolving financial changes and ensure the prudent and efficient use of Financial Technology in their financial management.

Copyrights © 2023






Journal Info

Abbrev

pendidikan

Publisher

Subject

Education Mathematics

Description

Scientific Journal is a publication by Sean Institute, which is devoted to the field of education with the topic of Learning Effectiveness studies, Analysis of Learning Influences, Application of Learning Models and the development of instructional media; we also invite the teachers, researchers, ...