Jurnal Ekonomi
Vol. 12 No. 04 (2023): Jurnal Ekonomi, 2023

ANALYSIS OF NON-PERFORMING FINANCING IN MEDIATING THE INFLUENCE OF INCOME DIVERSIFICATION, INFLATION, GROSS DOMESTIC PRODUCT, AND SIZE OF THE BANK ON STABILITY

Muammar Taufiqi Lutfi Mustofa (UIN Salatiga)
Abdul Aziz Nugraha Pratama (UIN Salatiga)
Pandu Nur Wicaksono (UIN Salatiga)
Yunior Pasagi (Universitas Terbuka)
Puspa Rini (Institut Bisnis dan Informatika Kosgoro 1957)



Article Info

Publish Date
18 Oct 2023

Abstract

The purpose of this research is to see the effect of income diversification, inflation, gross domestic product, and bank size on stability with using Non-Performing financing as a mediating variable at the Bank General Sharia in Indonesia. The type of research is descriptive qualitative with the regression model is panel data. This research uses secondary data obtained from the financial reports of Sharia Commercial Banks for the 2012-2021 period. Data processing uses E-Views software with purposive techniques sampling. From the results of the tests carried out it shows that diversification income (DP) has a significant positive effect on stability and inflation positive and insignificant effect on stability, gross domestic product (GDP) has a positive and insignificant effect on stability and bank size significant negative effect on stability, Non-Performing financing (NPF) has a significant negative effect on stability. Non-Performing financing (NPF) is able to mediate the effect of inflation on stability. Non-Performing financing (NPF) is unable to mediate the influence of income Diversification, Gross Domestic Product, dan Size of The Bank terhadap Stability.

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Journal Info

Abbrev

Ekonomi

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi [p. ISSNĀ 2301-6280, e. ISSNĀ 2721-9879] is a peer-reviewed journal published Half times a year (June, and December) by SEAN Institute. Jurnal Ekonomi is intended to be the journal for publishing articles reporting the results of economics research. Jurnal Ekonomi invites manuscripts ...