Mutiara: Jurnal Penelitian dan Karya Ilmiah
Vol. 1 No. 6 (2023): Desember: Mutiara : Jurnal Penelitian dan Karya Ilmiah

Tinjauan Indikator-indikator Pemenuhan Klaim dalam Proses Klaim Asuransi Jiwa pada PT. Prudential Life Assurance Syariah Cabang Binjai Kota

Widia Angraini (Universitas Islam Negeri Sumatera Utara)
Nur Ahmadi Bi Rahmani (Universitas Islam Negeri Sumatera Utara)
Wahyu Syarvina (Universitas Islam Negeri Sumatera Utara)



Article Info

Publish Date
20 Oct 2023

Abstract

This study aims to determine the indicators of claim fulfillment of the Life Insurance claim process at PT Prudential Life Insurance Syariah Binjai City Branch and to find out the causes of life insurance claims can be delayed or rejected at PT Pruential Life Isurance Binjai City Branch... The research used is descriptive qualitative. The results showed that in general there are four claim processes including claim notification, proof of claim documents, claim investigation and claim settlement. The four claim processes implemented by PT Prudential Life Assurance Syariah are quite simple and easy. The cause of the delayed claim is the lack of documents provided by the institution on behalf of the participants to the insurance company so that the claim is postponed until the file is completed at a predetermined time. The causes of rejected claims are as follows Customer dishonesty, Exclusion by the insurance company in paying the sum insured, The customer takes too long to submit a claim, The requirements when submitting a claim are incomplete, Non-payment of premiums by customers within a predetermined period. The cause of the delayed claim is the lack of documents provided by the institution on behalf of the participants to the insurance so that the claim is postponed until the file is completed at a predetermined time.

Copyrights © 2023






Journal Info

Abbrev

Mutiara

Publisher

Subject

Religion Humanities Computer Science & IT Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Other

Description

Ruang lingkup karya yang diterbitkan mencakup Multidisiplin diantaranya yaitu: Pendidikan Agama, Ilmu Sosial Humaniora, Pertanian, Kesehatan, Peternakan, perikanan, Politik, Pendidikan, Ilmu Teknik, Teknik Elektro dan Informatika, Desain Komunikasi Visual, Manajemen, Ekonomi dan Akuntansi, ...