Proceeding International Pelita Bangsa
Vol. 1 No. 01 (2023): September 2023

A Comparative Analysis of Banking’s Financial Performance before and after using E-Money

Preatmi Nurastuti (Universitas Pelita Bangsa)
Adrianna Syariefur Rahman (Universitas Pelita Bangsa)

Article Info

Publish Date
30 Sep 2023

Abstract

This study aims to determine the comparison of the financial performance of PT. Bank Mandiri (Persero) Tbk before and after issuing e-money. By using a research period of 3 years before and 3 years after issuing e-money. Financial performance is measured by profitability ratios as seen from the Return On Assets (ROA), Return On Equity (ROE), and BOPO ratios. This research is a quantitative research. The data used in this study is secondary data, namely the financial statements of PT. Bank Mandiri (Persero) Tbk. The subject of this research is PT. Bank Mandiri (Persero) Tbk which issues e-money. Data analysis used paired sample t-test analysis. The results of this study indicate that there are significant differences in the ratios of ROA, ROE, and BOPO before and after issuing e-money

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Journal Info
Proceeding International Pelita Bangsa
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Universitas Pelita Bangsa

Subject

Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Proceeding International Pelita Bangsa, published by Pelita Bangsa University. Proceeding International Pelita Bangsa accommodates the publication of research results in the fields of Business, Economics, Technology, Engineering, law and education conducted by lecturers as a manifestation of the Tri ...