FORMULATING YOUTUBE ACCOUNTS AS A COLLATERAL OBJECT: A PROGRESSIVE LEGAL PERSPECTIVE

Ni Made Indah Corry Andani (Fakultas Hukum Universitas Pendidikan Nasional, Denpasar Indonesia)
Anak Agung Ayu Ngurah Sri Rahayu Gorda (Fakultas Hukum Universitas Pendidikan Nasional, Denpasar Indonesia)
I Gede Agus Kurniawan (Fakultas Hukum Universitas Pendidikan Nasional, Denpasar Indonesia)

Kanun: Jurnal Ilmu Hukum
Vol. 25, No. 2, August 2023: Contemporary Issues on Indonesian Legal Reform

Using a YouTube account as a collateral object is one of the progressive  legal policies as   YouTube  nowadays tends to have economic orientation. This study  discusses the legal certainty of setting up a YouTube account as a collateral object  from a progressive legal perspective. This is a normative legal research with a conceptual and statutory approach. This research shows that   in order to guarantee legal certainty, it is necessary to establish   the Financial Service Authority (OJK) Regulation which substantively regulates standards and guidelines  for assessing a YouTube account whether or not it can be used as collateral for debt.  Using a YouTube account that can be used as collateral for debt must be seen from its positive and negative impacts.  It is necessary to diagnose potential problems that might arise in the future; hence there will be no  Youtube accounts can be used as debt collateral, as it would need   the parameters to be taken  as a standard for assessing a sustainable economic value.