Falah: Jurnal Hukum Ekonomi Syariah
Vol. 1 No. 1 (2021): Falah: Jurnal Hukum Ekonomi Syariah

Analisis Bagi Hasil Akad Mudharabah Pada Bank Syariah Dalam Implementasi Produk Tabungan Berdasarkan Fatwa DSN No: 02/DSN-MUI/IV/2000

Andriyansah (STAI Al-Ma'arif Way Kanan)



Article Info

Publish Date
21 Aug 2021

Abstract

This research is a qualitative research method, which describes and explains profit sharing on savings products using mudharabah contracts at PT. BPR Syariah Way Kanan, which was obtained from data and information through documentation, interviews and direct observation to the bank. The techniques in research analysis used are data reduction, data presentation, drawing conclusions or verification. By using this research method, it can be found that the application of profit sharing to savings products that use mudharabah contracts is in accordance with the provisions of the Fatwa of DSN MUI NO: 02/DSN-MUI/IV/2000. The results show that PT. BPR Syariah Way Kanan does not apply the interest system because the interest system is considered part of usury and is haram in Islam. Profit sharing obtained from the mudharabah contract savings product at PT. BPR Syariah Way Kanan generally offers a profit-sharing ratio with a percentage of 60:40, but if the profit-sharing increases, the profits will be high, but if the profit-sharing falls, the profits will be low.

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Journal Info

Abbrev

falah

Publisher

Subject

Economics, Econometrics & Finance

Description

Focus and Scope Falah: Jurnal Hukum Ekonomi Syariah merupakan jurnal yang diterbitkan oleh Prodi Hukum Ekonomi Syariah Sekolah Tinggi Agama Islam Al-Ma’arif Way Kanan. Terbit setahun dua kali yakni pada bulan Jui dan Desember. Focus and scope Falah: Jurnal Hukum Ekonomi Syariah yakni : Hukum ...