Falah: Jurnal Hukum Ekonomi Syariah
Focus and Scope Falah: Jurnal Hukum Ekonomi Syariah merupakan jurnal yang diterbitkan oleh Prodi Hukum Ekonomi Syariah Sekolah Tinggi Agama Islam Al-Ma’arif Way Kanan. Terbit setahun dua kali yakni pada bulan Jui dan Desember. Focus and scope Falah: Jurnal Hukum Ekonomi Syariah yakni : Hukum Ekonomi Syariah Ilmu Hukum, Hukum Islam, Ekonomi Syariah. Akuntansi Islam Manajemen Usaha Syariah, Pendidikan Ekonomi, Perbankan Keuangan Syariah Yurisprudensi (Fiqh); Lembaga Ekonomi Masyarakat; Hukum Perdata, Ekonomi, Bisnis (Konvensional)
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<![CDATA[Analisis Pembiayaan Mudharabah Di BMT Al-Ma’arif Way Kanan Dalam Meningkatkan Pendapatan Pedagang Di Pasar Pagi Kecamatan Baradatu ]]>
<![CDATA[Anita Fitriani]]>
<![CDATA[ Falah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2020): Falah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[LPPM Institut Al-Ma'arif Way Kanan ]]>
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DOI: 10.55510/fjhes.v1i1.7
<![CDATA[Scientific Journal Entitled "Financing Analysis In Increasing mudharabah Trader's Income in the Morning Market of Baradatu District "this is the result of qualitative field research that aims to address the problem of (1) How to implement financing mudharabah in BMT Al-Ma’arif Kecamatan Baradatu Kabupaten Way Kanan, and (2) How mudharabah credit financing practices in BMT Al-Ma'arif increase the income of traders in the Morning Market in Baradatu District. The research method used is a qualitative approach. Data is collected by interview and documentation. Interviews were conducted with employees and managers of Al-Ma'arif BMT in Baradatu District, Way Kanan Regency and Pasar Pagi traders in Baradatu District who were financing customers using the Mudharabah contract. From the results of this study indicate that the existence of Al-Ma'arif BMT Baradatu Subdistrict, Way Kanan Regency is able to be one of the solutions to various problems faced by the community, especially traders in the Morning Market at Baradatu Sub-District, which is running a business, especially in capital problems that can hamper his efforts. So that with the financing of the mudharabah system provided to the public, especially traders in the Morning Market in Baradatu District who lack capital for their business. Because with the addition of capital, the business has also progressed by increasing the revenue, various sales products and performance. So that with the increase in business production automatically income will also increase. This is indicated that the income of traders who conduct financing has increased with an average percentage increase of 10.39%. Then it can be seen that there is a significant increase in sales turnover and income, this also causes the community and traders especially traders in the Morning Market Baradatu District to be more prosperous and prosperous. Based on the results of this study it is expected that any agency both from BMT Al-Ma'arif Baradatu, Way Kanan Regency and other Islamic financial institutions to be able to maximize products of public interest, such as BMT Al-Ma'arif Baradatu, Way Kanan Regency The Baradatu Subdistrict Branch is able to run well and is able in terms of increasing the income of the community, especially the traders in the Baradatu Subdistrict market, so that later the community or traders who are constrained by capital problems can easily get additional capital for their businesses and increase their incomes.]]>
<![CDATA[Jual Beli Online Dengan Menggunakan Sistem Dropshipping Menurut Sudut Pandang Akad Jual Beli Islam (Studi Kasus Pada Forum Kaskus) ]]>
<![CDATA[Badrun]]>
<![CDATA[ Falah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2020): Falah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[LPPM Institut Al-Ma'arif Way Kanan ]]>
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DOI: 10.55510/fjhes.v1i1.8
<![CDATA[This study aims to examine the dropshipping system for buying and selling online (at the Kaskus forum). Regarding the advantages and disadvantages of the dropshipping system and its fiqh review. The higher level of technology and its use, now buying and selling online does not need to have to be face to face, with the internet, buying and selling becomes instant. Humans no longer need to go to the market or to shop to find the goods they want. By using an internet connection, ordering goods, making payments until the goods ordered arrived in front of the house can be done easily. Here the author emphasizes how this dropshipping system can be an opportunity for the community, especially for students who want to do business online without being bound by time and space and even capital. This research is a type of qualitative research. Emphasizing the quality or characteristics of the data experienced in accordance with descriptive understanding. Data collection by observation as an online buying and selling, then by studying the literature from various articles, books, news and literature that are seen as representing and related to the object of research. With the comparative analysis method, what happens in the field will be compared with the contract and fiqh law. The results showed that the online buying and selling system with the dropshipping system had similarities with the greeting agreement scheme and the wakalah contract. Dropshipping is a form of muamalah that is allowed.]]>
<![CDATA[Tinjauan Hukum Islam Tentang Praktek Tengkulak Dalam Jual Beli Karet Mentah ]]>
<![CDATA[Deka Meuthia Novari]]>
<![CDATA[ Falah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2020): Falah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[LPPM Institut Al-Ma'arif Way Kanan ]]>
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DOI: 10.55510/fjhes.v1i1.9
<![CDATA[he problem that becomes the study of this research is how the practices of middlemen in determining the price of raw rubber and how is the view of Islamic law about the practice of middlemen in determining the price of raw rubber. The purpose of this study is to find out how the practice of middlemen in determining the price of raw rubber and to analyze how the views of Islamic law about the practice of middlemen in determining the price of raw rubber in Desa Riang, Blambangan Umpu District, Way Kanan Regency. The method used in this research is field research with qualitative descriptive research. The sample in this study is 26 farmers and 6 tengkula from the existing population and data collection techniques using interview, observation, and documentation methods. While to analyze The data is used deductive data processing method by using inductive thinking approach. The findings of this study are that rubber farmers in Desa Riang Village have a rubber price determination with quality. If the good quality and low quality have the same pricing and the rubber sales transaction uses a system of selling rubber with a free system carried out by rubber farmers who are not bound to one of the bosses or collectors in the village. Usually the person selling freely is someone who is capable enough to control his rubber products and is able to meet his daily needs and sell with a system bound to collectors, selling goods or rubber products from his garden in a bound because he has already been in debt for food ingredients and necessities other life. Thus he must pay it off by having to sell the results of tapping rubber to collectors. Based on the results of this study it can be concluded that the practice of middlemen in determining the price of raw rubber based on agreement with other middlemen without any agreement with the seller. This is detrimental to farmers because they have to follow the middlemen's agreement regarding the price of raw rubber, even though the price set by the middlemen is far from the market price. The practices carried out by middlemen are not in line with Islamic principles where fellow believers should help one another in the good and not harm each other.]]>
<![CDATA[Jual Beli Online Yang Mencantumkan Gambar Dan Testimoni Palsu Studi Market Pleace Melalui Media Facebook ]]>
<![CDATA[Lilik Erliani]]>
<![CDATA[ Falah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2020): Falah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[LPPM Institut Al-Ma'arif Way Kanan ]]>
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DOI: 10.55510/fjhes.v1i1.11
<![CDATA[Businesses in the field of buying and selling are advancing, technological advances are becoming one of the media for meeting traders and buyers by offering their merchandise through social networks ranging from official online buying and selling forums or personal applications such as Facebook line, and Instagram. In this study, the writer will focus on faceook media because even though we know that there are official and safe applications for online buying and selling media, it still does not rule out a lot of traders and buyers selling their wares and shopping for goods using other online media such as Facebook is one of them. Only by using a clear camera and testimonials from previous buyers, potential buyers will be interested in items sold at market pleace via Facebook. Even though we know that a good picture may not necessarily show the original quality of goods as good as in the picture because the image on a smart phone is the result of a good camera quality, and about the testimonials or comments of consumers who have shopped at these stalls, it is not necessarily true. The shopper could have made a fake account and then made testimonials on his merchandise so as to attract the sympathy of potential buyers to buy these merchandise. Based on this, the author wants to examine how the law of buying and selling online by using testimonials and false images in the perspective of Islamic law ?. This study uses a qualitative approach to the type of library research. To obtain the data needed, this study uses data collection techniques in the form of documentation, then analyzed with a descriptive qualitative method by describing the problem and comparing it with the analysis that is used, From the research conducted, the results of the research based on the first problem formulation, namely buying and selling that includes fake images from the perspective of the cleric, are invalid because the nature of the object is not clearly known and there is an element of rara, but if the buyer does not feel disadvantaged by the existence of a false image, buying and selling is allowed and is considered as a special dispensation and dispensation for business people. The results of research based on the formulation of the second problem namely buying and selling false testimonials is prohibited because it is prohibited because sha> ra '(not in accordance with Islamic provisions and is still disputed by scholars) because it includes in the buying and selling najasy and the existence of elements of fraud]]>
<![CDATA[Ekspansi Dan Imperialisme Barat Kenegeri Negeeri Islam Hingga Jatuhnya Khalifah Utsmani Turki ]]>
<![CDATA[ Falah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2020): Falah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[LPPM Institut Al-Ma'arif Way Kanan ]]>
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DOI: 10.55510/fjhes.v1i1.12
<![CDATA[The development of Islam in the early days of the glory was very trace in the history of world civilization until the time came when the glory collapsed and many western nations expanded their territory and led a part of the countries that were originally ruled by Islam. In a not too long time the western nation began to conduct strategies and discussions very rapidly in various fields such as medicine, economics, government, politics, culture and so on. The climax when the weakening of the Islamic empire which is very strong and respected throughout the world is the work of the development of Islam, it becomes an opportunity for Western nations to further bring down Islam and dominate the countries ruled by Islam. On the other hand Islam suffered many setbacks both in the internal problems of the kingdom and also the rebels to take advantage personally. The fall of the Turkish Ottoman Empire was a sad event that all Muslims in the world, the kingdom that ruled for centuries, in a short time can be torn down by western nation]]>
<![CDATA[Analisis Hukum Islam Tentang Perlindungan Hukum Terhadap Konsumen Menurut Undang-Undang No. 8 Tahun 1999 ]]>
<![CDATA[Akta Kurniawan]]>;
<![CDATA[Nurul Kahotimah]]>
<![CDATA[ Falah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2021): Falah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[LPPM Institut Al-Ma'arif Way Kanan ]]>
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DOI: 10.55510/fjhes.v1i1.43
<![CDATA[ABSTRACT Consumer protection is a form of the efforts made to protect the right of producers and consumers in economic activity and minimize the occurrence of the resulting in losses for both parties whether it is producers and consumers.This research dilator overwhelmed with as the technology and the number of the form of efforts by the manufacturer to gain an advantage and the diverse needs onsumen in fulfilling the needs of human daily. It is indirectly put the position of consumers get more frail and prone to being the object the profiteers without regard to things that could have hurt consumers. With this, islam as a religion that has been set up several provisions in a couple of righteousness and the word of the messenger for profit with principles of justice and there is no trick. unsureWhile the indonesian government also do something similar to give a legal certainty and ensure safety for consumers in the law no. 8 years 1999 hereinafter referred to uupk formed on the date 20 april 1999 Islamic law and a legal instrument UUPK are two interlocking especially in law enforcement to consumer, well as, principles and objectives rights and obligations, consumers things are forbidden to be done by business players to run a business, as well as for, default clause islamic law and UUPK had the same viewpoint, is to remain ahead of ethics and forbid something is a trick that could potentially hurt consumer. In addition UUPK and Islamic law and also ensures equal rights between the producer and consumer gain and benefits. So lameness occurring to the position for this is those who can be removed]]>
<![CDATA[Implementasi Akad Pembiayaan Murabahah Perspektif Ekonomi Syariah (Studi Kasus Di Kspps Safana Ahza Yumna Metro Utara) ]]>
<![CDATA[Asmuni]]>
<![CDATA[ Falah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2021): Falah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[LPPM Institut Al-Ma'arif Way Kanan ]]>
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DOI: 10.55510/fjhes.v1i1.44
<![CDATA[Baitul Maal Wat Tamwil is a community business institution that develops aspects of production and investment to improve the quality of economic activities on a small and medium scale. KSPPS Safana Ahza Yumna is a cooperative institution that legally handles the collection of maal funds (wealth) for Islam including zakat, infaq, and shadaqah and also handles financial services (tamwil) which includes savings and financing for productive businesses to its members and customers/general public. One of its financing service products is murabaha financing. Murabaha is an activity of buying and selling at the basic price with an agreed additional profit. The formulation of the problem in this study is how is the implementation of the Murabahah Financing Agreement in the Baitul Maal Wattamwil Savings and Loan Cooperative (BMT) Safana Ahza Yumna Purwosari Metro? The purpose of this study was to determine the implementation of the Murabahah Financing Agreement in the Baitul Maal Wattamwil Savings and Loan Cooperative (BMT) Safana Ahza Yumna Purwosari Metro. This research is a qualitative research with a descriptive approach. The data collection technique is technique, observation, interview and documentation. While the data analysis technique is a descriptive mindset. Based on the results of the study, it was found that the implementation of the murabahah contract at BMT Mentari, namely the financing products issued by BMT Safana Ahza Yumna, were of two types; first, bai bi tsaman ajil (BBA) financing, namely the provision of capital to purchase goods with installment payments with a profit sharing system or installment financing. Second, murabahah financing (deferred payment or at the end of the agreement) or maturity financing. Distribution of funds in the form of murabahah is the sale of goods from BMT to customers, with the price set at the cost of the goods plus the agreed profit margin. In line with the rules set by Sharia Economic Law, BMT Safana Ahza Yumna has implemented the existing provisions regarding the management of the Murabahah contract, so that the Murabahah contract applied at BMT Safana Ahza Yumna Metro Utara does not conflict with Sharia Economic Law]]>
<![CDATA[Analisis Bagi Hasil Akad Mudharabah Pada Bank Syariah Dalam Implementasi Produk Tabungan Berdasarkan Fatwa DSN No: 02/DSN-MUI/IV/2000 ]]>
<![CDATA[Andriyansah]]>
<![CDATA[ Falah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2021): Falah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[LPPM Institut Al-Ma'arif Way Kanan ]]>
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DOI: 10.55510/fjhes.v1i1.45
<![CDATA[This research is a qualitative research method, which describes and explains profit sharing on savings products using mudharabah contracts at PT. BPR Syariah Way Kanan, which was obtained from data and information through documentation, interviews and direct observation to the bank. The techniques in research analysis used are data reduction, data presentation, drawing conclusions or verification. By using this research method, it can be found that the application of profit sharing to savings products that use mudharabah contracts is in accordance with the provisions of the Fatwa of DSN MUI NO: 02/DSN-MUI/IV/2000. The results show that PT. BPR Syariah Way Kanan does not apply the interest system because the interest system is considered part of usury and is haram in Islam. Profit sharing obtained from the mudharabah contract savings product at PT. BPR Syariah Way Kanan generally offers a profit-sharing ratio with a percentage of 60:40, but if the profit-sharing increases, the profits will be high, but if the profit-sharing falls, the profits will be low.]]>
<![CDATA[Ternak Ayam Ras Petelur Ditengah Pemukiman Masyarakat Dalam Perspektif Etika Bisnis Islam (Studi Kasus Di Kampung Setia Negara Baradatuway Kanan) ]]>
<![CDATA[Badrun]]>
<![CDATA[ Falah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2021): Falah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[LPPM Institut Al-Ma'arif Way Kanan ]]>
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DOI: 10.55510/fjhes.v1i1.46
<![CDATA[The business of laying hens is a business that has been developed by many breeders. This business has good prospects considering the high market demand and has high nutritional value and affordable prices. However, as time goes by, livestock businessmen have started to ignore the surrounding environmental conditions, in running a livestock business, of course, they must know the provisions that apply in doing business and know the procedures for doing business in accordance with the principles of business ethics. Like the chicken farm in Kampung Setia Negara Baradatu Way Kanan which was established in the middle of a community settlement, it is known that the livestock business has a negative impact on the surrounding environment. The impact is in the form of chicken manure waste. This study aims to find out how the Islamic Business Ethics review of the chicken farming business in the midst of the Community Settlement in Kampung Setia Negara Baradatu Way Kanan by paying attention to the principles of Islamic business ethics. In doing business, of course, there are conditions before starting a business, and in running a business a businessman must of course pay attention to the environment around the business. This study uses data collection techniques with interviews conducted on chicken farm owners and the community around the farm . Based on the results of this study, it shows that: (1) the chicken farm owned by Mr. TN in Kampung Setia Negara Baradatu Way Kanan is not in accordance with the principles of Islamic business ethics in doing business. (2) because the community around the livestock business feels disturbed by the waste generated from the livestock business in the form of chicken manure waste]]>
<![CDATA[Tinjauan Hukum Islam Terhadap Praktik Jual Beli Tanah Pembatalan Sepihak Dengan Sistem Uang Muka ]]>
<![CDATA[Saipudin]]>;
<![CDATA[Evin Saimah]]>
<![CDATA[ Falah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2021): Falah: Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[LPPM Institut Al-Ma'arif Way Kanan ]]>
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DOI: 10.55510/fjhes.v1i1.47
<![CDATA[In general, people refer to trading as buying and selling. There are several buying and selling systems that occur in the community, one of which is the practice of buying and selling land with a down payment system that occurs in the Sriwijaya village. In the sale and purchase of land with a down payment system of course accompanied by an agreement on stamp duty and witnesses. The down payment given by the prospective buyer is intended as a sign of a land sale and purchase transaction and the sincerity of the prospective buyer to buy the land that has been offered by the prospective seller. Sale and purchase is an agreement to exchange objects or goods that have a value that is carried out voluntarily between the two parties with the terms and conditions justified by sharia and agreed upon. The sale and purchase of an advance (advance payment) is an amount of money that is paid in advance as a sign of the purchase of an item. In this sale, there is a contract and khiyar (right of cancellation) in the sale and purchase carried out by both parties. The research used to examine the title of this thesis, the author uses qualitative research. Sources of data in this study include primary and secondary data sources, as well as in data collection include, observation, documentation and interviews. Based on research conducted, that in the practice of buying and selling land with a down payment system, namely where the seller offers a sale and purchase but with an initial payment of 30% of the original price. For the system of buying and selling land with this down payment system, they do not accept losses from one another, with this they both benefit because they get justice and the benefits can be felt by both parties. The down payment system in the Sriwijaya village is allowed because no party is harmed by the sale and purchase transaction of land with the down payment system]]>
