Jurnal Maps (Manajemen Perbankan Syariah)
Vol. 6 No. 2 (2023)

Pengaruh Persepsi Nasabah dan Tingkat Margin terhadap Keputusan Nasabah Pembiayaan Murabahah

Faisal Rakhman (Universitas Ma'soem)
Siska Devi Amalia (Universitas Ma’soem)



Article Info

Publish Date
31 Mar 2023

Abstract

The lack of understanding of customers about margins has led to customer perceptions that margins at Islamic banks are the same as interest at conventional banks. The level of margin that is considered high and not in accordance with the customer's ability is also thought to influence the customer's decision to murabahah financing. This study aims to determine how much influence customer perceptions and influence margin levels have on customer decisions on murabahah financing at BSI KCP Bandung Geger Kalong. The object of research is murabahah financing customers. The method used is associative quantitative. The type of data used is primary data which is processed using statistical applications, as well as using data collection techniques in the form of observation, interviews, questionnaires, and literature study. The population is murabahah financing customers in 2021 with a sample of 93 people.

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Journal Info

Abbrev

maps

Publisher

Subject

Economics, Econometrics & Finance Education Other

Description

Jurnal Maps (Manajemen Perbankan Syariah) is a scholarly journal published by the Islamic Banking Study Program, Masoem University Bandung. This journal is a forum for publication of scientific works in the form of writings by academics, researchers and practitioners on pure and applied research in ...