Adpebi International Journal of Multidisciplinary Sciences
Vol. 2 No. 2 (2023)

Handling Non-Performing Loans: Case Studies on Pt. BPR Supra Artapersada Cibeber Branch

Balqista, Nur Prasida (Unknown)
Sudarma, Ade (Unknown)
Kartini, Tina (Unknown)

Article Info

Publish Date
10 Aug 2023

Abstract

People's Credit Bank is a banking institution that prioritizes lending services to the public. The distribution will be accompanied by credit risk, namely the emergence of non-performing loans. This study aims to determine the handling of non-performing loans at PT. BPR Supra Cibeber Branch. The research method used is to use qualitative methods by conducting observation techniques, in-depth interviews, and documentation. The results of the study showed an increase in NPL in 2022 by 1.37%, while the distribution of working capital decreased by 6.05%. In terms of handling non-performing loans PT. BPR Supra Artapersada Cibeber Branch implements several efforts, namely by conducting intensive visits to debtors, providing warning letters 1-3, making 3R efforts (Rescheduling, Reconditioning, Restructuring), taking over collateral, and writing off books for debtors.

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Journal Info
Adpebi International Journal of Multidisciplinary Sciences
Website

Abbrev

AIJMS

Publisher

Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Subject

Religion Agriculture, Biological Sciences & Forestry Automotive Engineering Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Adpebi International Journal of Multidisciplinary Sciences dedicated to explore and socialize many creative and innovative thought who focus in: Humanities: Art, History, Languages, Literature, Music, Philosophy, Religion, Theater, etc. Social Science: Geography, Sociology, Education, Political ...