Jurnal Ilmiah Mahasiswa
Vol 1, No 1 (2019): April 2019

PENGARUH JUMLAH NASABAH PEMBIAYAAN MURABAHAH TERHADAP PROFIT PERBANKAN SYARIAH (Studi Kasus Bank X Syariah Capem A Periode 2013-2016)

febi febi (Unknown)
Syamsul Rizal (IAIN LANGSA)
Ade Fadillah FW Pospos (IAIN LANGSA)
Khairunnisak Khairunnisak (IAIN LANGSA)



Article Info

Publish Date
08 Aug 2018

Abstract

Bank Syariah is a bank stressing on the principles of sharia which is the main foundation in its operation both in the direction of its fund and also in the channeling of its fund (in sharia banking channeling of fund commonly called with financing). Financing is a function of the bank in carrying out the function of the use of funds. Sharia banking concerns an syariah bank and sharia business, covering company, business activity, way and process in conducting its business activity. Murabahah financing is a financing contract of an item by confirming its purchase price to the buyer and the buyer pays it twiceas profit as agreed upon by both. Profit is the ability of management to earn lucome. Profit consists of gross profit, operating profit, and net income. The formulation of the problem in this research is whether the number of customers financing have an effect on the profit of sharia banking. The purpose of research is to determine the effect of murabahah financing customers on the profit of sharia banking. Analytical techniques in this study using quantitative analysis using primary data sources and secondary data with simple regression analysis with SPSS 20 program. The population in this study is all customers in Bank x Sharia A which cousists of customers 4.984 customers, while the sample in this study is number of murabahah customers which is 1,928 customers. Technique of collecting data used documentation method, observation, interview and library method. The results showed that the number of murabahah financing customers had a significant effect with the 0.05 with the sig 0.025 on the profit of sharia banking.

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Journal Info

Abbrev

jim

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Ilmiah Mahasiswa Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa merupakan suatu wadah publikasi karya ilmiah yang diperuntukkan bagi para mahasiswa, dosen dan praktisi. Topik-topik dalam Jurnal Ilmiah Mahasiswa antara lain mencakup Ekonomi Islam, Perbankan Syariah, ...