The International Journal of Financial Systems
Vol. 1 No. 2 (2023)

Evaluation of the Productivity Performance of BPR for Economic Resilience in East Java: A View from Efficiency and Technological Change

Aufa, Aufa (Unknown)
Maripatul Uula, Mimma (Unknown)
Maulida, Syahdatul (Unknown)

Article Info

Publish Date
30 Dec 2023

Abstract

The Rural Bank (BPR) plays a crucial role in the Indonesian banking industry, particularly at the regional level, serving as an alternative financ-ing source for the unbankable population. This research aims to analyse the productivity levels of BPRs in East Java using the Malmquist Pro-ductivity Index (MPI) during the period from 2016 to 2022. The study sample comprises 30 BPRs in East Java. The analysis results indicate that the productivity of BPRs in East Java fluc-tuates from year to year. Moreover, during the COVID-19 pandemic, BPR productivity experi-enced a significant decline. The study provides recommendations for BPR management and regulators to pay more attention to BPR pro-ductivity and decision-making foundations.

Copyrights © 2023




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Journal Info
The International Journal of Financial Systems
Website

Abbrev

ijfs

Publisher

Otoritas Jasa Keuangan

Subject

Economics, Econometrics & Finance

Description

Financial systems form the backbone of modern economies, comprising a complex network of institutions, markets, regulations, and instruments that facilitate the efficient allocation of resources, risk management, and economic growth. Given the increasingly interconnected nature of our global ...