Commodities, Journal of Economic and Business
Vol 1 No 2 (2020): October 2020

MOBILE BANKING DALAM CASHLESS SOCIETY MENUJU BNI DIGITAL BANKING

Adhitya Nandha Karuniawan (Universitas Islam Kadiri (UNISKA) Kediri, Indonesia)
Edy Swasono (Universitas Islam Kadiri (UNISKA) Kediri, Indonesia)
Ahsin Daroini (Universitas Islam Kadiri (UNISKA) Kediri, Indonesia)



Article Info

Publish Date
30 Oct 2020

Abstract

Technological developments have changed people’s way of life to be cashless based. The establishment of a cashless society led BNI to develop their identity as a digital banking. BNI Mobile Banking has become an example. This research was discussed with qualitative methods with in-depth interviews with seven research informants. Depend on three functions of BNI Mobile Banking, there was information, communication, and transaction, it can be concluded that BNI Mobile Banking being an application as one door service owned by BNI. An example is cash withdrawal without using debit card named BNI Mobile Tunai. Through BNI Mobile Banking, public can find out various information about BNI. So, the rejuvenation of BNI Mobile Banking becomes the face of BNI as a financial institution that can create brand image of BNI and public perception. The digital perception and novelty possessed by BNI Mobile Banking as a face of BNI forms customer loyalty which references BNI to others and show invulnerability to other banking applications.

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Journal Info

Abbrev

commo

Publisher

Subject

Economics, Econometrics & Finance

Description

The journal focused on primary studies at management, finance, accounting, banks and halal markets, has initiated the development of global economic advantages. Commodities, Journal of Economic and Business is dedicated to provide an intellectual space of scholarly discussion how the economic able ...